Ins/rpl pm w/tv ld atrl at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$1,969.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$11,253.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,433.64 with PGT vs $16,915.70 with BCBS-TX — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $1,433.64 | ↓ -27% |
| BCBS | Medicare|All Plans | $1,462.89 | ↓ -26% |
| AETNA | Medicare|All Plans | $1,462.89 | ↓ -26% |
| UNITED | Medicare|All Plans | $1,492.15 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $1,506.78 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $1,565.30 | ↓ -21% |
| Ambetter | Commercial|All Plans | $2,121.20 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $2,194.34 | ↑ +11% |
| Wellpoint | Medicaid|All Other Plans | $2,835.76 | ↑ +44% |
| Wellpoint | Medicaid|STAR | $3,899.17 | ↑ +98% |
| Bright Health | Commercial|All Plans | $4,206.38 | ↑ +114% |
| Ellwood | Commercial|All Plans | $4,388.67 | ↑ +123% |
| Entrust | Commercial|All Plans | $4,726.26 | ↑ +140% |
| NX Health | Commercial|All Plans | $4,754.40 | ↑ +141% |
| United | Commercial|Exchange | $5,085.00 | ↑ +158% |
| Health Smart | Commercial|All Plans | $6,189.15 | ↑ +214% |
| SUPERIOR | Medicaid|CHIP | $6,559.91 | ↑ +233% |
| UNITED | Medicaid|All Other Plans | $6,691.11 | ↑ +240% |
| UNITED | Medicaid|STARKIDS | $6,691.11 | ↑ +240% |
| First Health | Commercial|All Plans | $6,751.80 | ↑ +243% |
| Humana | Commercial|All Plans | $6,864.33 | ↑ +249% |
| SUPERIOR | Medicaid|All Other Plans | $6,887.91 | ↑ +250% |
| BCBS | Medicaid|STARKIDS | $6,887.91 | ↑ +250% |
| Cigna | Commercial|All Other Plans | $7,201.92 | ↑ +266% |
| Aetna | Commercial|All Plans | $7,426.98 | ↑ +277% |
| SUPERIOR | Medicaid|STAR | $9,511.87 | ↑ +383% |
| PHCS | Commercial|All Plans | $9,565.05 | ↑ +386% |
| Cigna | Commercial|Local Plus | $9,871.00 | ↑ +401% |
| United | Commercial|All Other Plans | $9,978.00 | ↑ +407% |
| Multiplan | Commercial|All Plans | $10,127.70 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $11,253.00 | ↑ +471% |
| BCBS-TX | Commercial|Blue Premier | $14,352.72 | ↑ +629% |
| BCBS-TX | Commercial|Blue Advantage HMO | $14,455.24 | ↑ +634% |
| BCBS-TX | Commercial|HMO | $15,377.91 | ↑ +681% |
| SUPERIOR | Medicaid|STARPLUS | $16,268.58 | ↑ +726% |
| UNITED | Medicaid|STARPLUS | $16,596.57 | ↑ +743% |
| BCBS-TX | Commercial|PPO | $16,915.70 | ↑ +759% |
Visitor-reported prices
Comments
Ins/rpl pm w/tv ld atrl at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $17,237.01 | $6,235.66 – $26,452.82 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $18,367.31 | $71.00 – $27,550.96 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $14,874.40 | $71.00 – $26,452.82 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $17,237.01 | $6,235.66 – $26,452.82 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $18,367.31 | $85.00 – $27,550.96 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $18,367.31 | $6,235.66 – $27,550.96 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $14,874.40 | $71.00 – $26,452.82 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $17,237.01 | $6,235.66 – $26,452.82 |