Ins pm gen exist dual lead at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$5,557.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$31,755.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,045.59 with PGT vs $45,228.15 with UNITED — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $4,045.59 | ↓ -27% |
| BCBS | Medicare|All Plans | $4,128.15 | ↓ -26% |
| AETNA | Medicare|All Plans | $4,128.15 | ↓ -26% |
| UNITED | Medicare|All Plans | $4,210.72 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $4,252.00 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $4,417.13 | ↓ -21% |
| Ambetter | Commercial|All Plans | $5,985.82 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $6,192.23 | ↑ +11% |
| Wellpoint | Medicaid|All Other Plans | $8,002.26 | ↑ +44% |
| Cigna | Commercial|Local Plus | $9,871.00 | ↑ +78% |
| Wellpoint | Medicaid|STAR | $11,003.11 | ↑ +98% |
| Bright Health | Commercial|All Plans | $11,870.02 | ↑ +114% |
| Ellwood | Commercial|All Plans | $12,384.45 | ↑ +123% |
| Entrust | Commercial|All Plans | $13,337.10 | ↑ +140% |
| NX Health | Commercial|All Plans | $13,416.49 | ↑ +141% |
| United | Commercial|Exchange | $14,480.00 | ↑ +161% |
| Health Smart | Commercial|All Plans | $17,465.25 | ↑ +214% |
| SUPERIOR | Medicaid|CHIP | $17,876.74 | ↑ +222% |
| UNITED | Medicaid|STARKIDS | $18,234.27 | ↑ +228% |
| UNITED | Medicaid|All Other Plans | $18,234.27 | ↑ +228% |
| BCBS | Medicaid|STARKIDS | $18,770.58 | ↑ +238% |
| SUPERIOR | Medicaid|All Other Plans | $18,770.58 | ↑ +238% |
| First Health | Commercial|All Plans | $19,053.00 | ↑ +243% |
| Humana | Commercial|All Plans | $19,370.55 | ↑ +249% |
| Cigna | Commercial|All Other Plans | $20,323.20 | ↑ +266% |
| Aetna | Commercial|All Plans | $20,958.30 | ↑ +277% |
| SUPERIOR | Medicaid|STAR | $25,921.27 | ↑ +366% |
| PHCS | Commercial|All Plans | $26,991.75 | ↑ +386% |
| United | Commercial|All Other Plans | $28,415.00 | ↑ +411% |
| Multiplan | Commercial|All Plans | $28,579.50 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $31,755.00 | ↑ +471% |
| BCBS-TX | Commercial|Blue Premier | $31,798.05 | ↑ +472% |
| BCBS-TX | Commercial|Blue Advantage HMO | $32,025.17 | ↑ +476% |
| BCBS-TX | Commercial|HMO | $34,069.34 | ↑ +513% |
| BCBS-TX | Commercial|PPO | $37,476.27 | ↑ +574% |
| SUPERIOR | Medicaid|STARPLUS | $44,334.32 | ↑ +698% |
| UNITED | Medicaid|STARPLUS | $45,228.15 | ↑ +714% |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $28,383.36 | $6,299.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $32,721.79 | $6,735.24 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $29,876.42 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $28,383.36 | $16,556.96 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $32,721.79 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $32,721.79 | $13,462.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $29,876.42 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $28,383.36 | $16,556.96 – $58,392.49 |