Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$54.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$309.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.67 with United vs $278.10 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $21.67 ↓ -60%
PGT Medicare|All Plans $23.60 ↓ -56%
BCBS Medicare|All Plans $24.08 ↓ -55%
AETNA Medicare|All Plans $24.08 ↓ -55%
UNITED Medicare|All Plans $24.56 ↓ -55%
AMERIVANTAGE Medicare|All Plans $24.80 ↓ -54%
SCANHealth Medicare|All Plans $25.77 ↓ -52%
BCBS-TX Commercial|Ref Lab $26.21 ↓ -52%
SUPERIOR Medicaid|CHIP $32.99 ↓ -39%
UNITED Medicaid|STARKIDS $33.65 ↓ -38%
UNITED Medicaid|All Other Plans $33.65 ↓ -38%
SUPERIOR Medicaid|All Other Plans $34.64 ↓ -36%
BCBS Medicaid|STARKIDS $34.64 ↓ -36%
Ambetter Commercial|All Plans $34.92 ↓ -35%
Wellpoint Commercial|Exchange $36.12 ↓ -33%
Bright Health Commercial|All Plans $42.86 ↓ -21%
United Commercial|All Other Plans $46.81 ↓ -13%
SUPERIOR Medicaid|STAR $47.84 ↓ -12%
Entrust Commercial|All Plans $48.16 ↓ -11%
Cigna Commercial|Local Plus $52.85 ↓ -2%
Ellwood Commercial|All Plans $72.24 ↑ +34%
Wellpoint Medicaid|All Other Plans $77.87 ↑ +44%
NX Health Commercial|All Plans $78.26 ↑ +45%
SUPERIOR Medicaid|STARPLUS $81.82 ↑ +51%
UNITED Medicaid|STARPLUS $83.46 ↑ +54%
BCBS-TX Commercial|Blue Advantage HMO $84.52 ↑ +56%
BCBS-TX Commercial|Blue Premier $84.52 ↑ +56%
BCBS-TX Commercial|HMO $86.21 ↑ +59%
BCBS-TX Commercial|PPO $99.45 ↑ +84%
Wellpoint Medicaid|STAR $107.07 ↑ +98%
Health Smart Commercial|All Plans $169.95 ↑ +214%
First Health Commercial|All Plans $185.40 ↑ +243%
Humana Commercial|All Plans $188.49 ↑ +249%
Cigna Commercial|All Other Plans $197.76 ↑ +266%
Aetna Commercial|All Plans $203.94 ↑ +277%
PHCS Commercial|All Plans $262.65 ↑ +386%
Multiplan Commercial|All Plans $278.10 ↑ +414%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $305.31 $21.67 – $92.71
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $145.09 $10.00 – $181.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $145.09 $12.00 – $217.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $140.83 $12.00 – $176.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $145.09 $10.00 – $181.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $145.09 $12.00 – $217.64
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $145.09 $8.00 – $217.64
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $140.83 $12.00 – $211.24

All Texas hospitals for this procedure →