Immunofluorescence per specimen initial single antibody stain at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$127.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$729.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.88 with PGT vs $729.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $92.88 ↓ -27%
BCBS Medicare|All Plans $94.77 ↓ -26%
AETNA Medicare|All Plans $94.77 ↓ -26%
UNITED Medicare|All Plans $96.67 ↓ -24%
AMERIVANTAGE Medicare|All Plans $97.62 ↓ -23%
SCANHealth Medicare|All Plans $101.41 ↓ -21%
BCBS-TX Commercial|Ref Lab $109.85 ↓ -14%
Ambetter Commercial|All Plans $137.42 ↑ +8%
Wellpoint Commercial|Exchange $142.16 ↑ +11%
Wellpoint Medicaid|All Other Plans $183.71 ↑ +44%
Wellpoint Medicaid|STAR $252.60 ↑ +98%
Cigna Commercial|Local Plus $261.12 ↑ +105%
United Commercial|Exchange $267.71 ↑ +110%
Bright Health Commercial|All Plans $272.51 ↑ +114%
Ellwood Commercial|All Plans $284.31 ↑ +123%
Entrust Commercial|All Plans $306.18 ↑ +140%
NX Health Commercial|All Plans $308.01 ↑ +141%
Health Smart Commercial|All Plans $400.95 ↑ +214%
First Health Commercial|All Plans $437.40 ↑ +243%
Humana Commercial|All Plans $444.69 ↑ +249%
Cigna Commercial|All Other Plans $466.56 ↑ +266%
United Commercial|All Other Plans $479.89 ↑ +276%
Aetna Commercial|All Plans $481.14 ↑ +277%
PHCS Commercial|All Plans $619.65 ↑ +386%
Multiplan Commercial|All Plans $656.10 ↑ +414%
BCBS-TX Commercial|Blue Premier $729.00 ↑ +471%
BCBS-TX Commercial|Blue Advantage HMO $729.00 ↑ +471%
BCBS-TX Commercial|HMO $729.00 ↑ +471%
BCBS-TX Commercial|PPO $729.00 ↑ +471%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,007.00 $13.80 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,007.00 $10.03 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,007.00 $9.74 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,007.00 $12.99 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,007.00 $15.64 – $423.12
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,007.00 $25.17 – $423.12
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,007.00 $16.24 – $423.12
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,007.00 $12.99 – $423.12

All Texas hospitals for this procedure →