Fetal non stress test at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$223.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,277.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.78 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $7.78 ↓ -97%
BCBS Medicare|All Plans $7.93 ↓ -96%
AETNA Medicare|All Plans $7.93 ↓ -96%
UNITED Medicare|All Plans $8.09 ↓ -96%
AMERIVANTAGE Medicare|All Plans $8.17 ↓ -96%
SCANHealth Medicare|All Plans $8.49 ↓ -96%
Ambetter Commercial|All Plans $11.50 ↓ -95%
Wellpoint Commercial|Exchange $11.90 ↓ -95%
Wellpoint Medicaid|All Other Plans $15.38 ↓ -93%
SUPERIOR Medicaid|CHIP $16.60 ↓ -93%
UNITED Medicaid|STARKIDS $16.93 ↓ -92%
UNITED Medicaid|All Other Plans $16.93 ↓ -92%
SUPERIOR Medicaid|All Other Plans $17.43 ↓ -92%
BCBS Medicaid|STARKIDS $17.43 ↓ -92%
Wellpoint Medicaid|STAR $21.14 ↓ -91%
Bright Health Commercial|All Plans $22.81 ↓ -90%
Ellwood Commercial|All Plans $23.79 ↓ -89%
SUPERIOR Medicaid|STAR $24.07 ↓ -89%
Entrust Commercial|All Plans $25.62 ↓ -89%
NX Health Commercial|All Plans $25.78 ↓ -88%
Health Smart Commercial|All Plans $33.55 ↓ -85%
First Health Commercial|All Plans $36.60 ↓ -84%
Humana Commercial|All Plans $37.21 ↓ -83%
Cigna Commercial|All Other Plans $39.04 ↓ -83%
Aetna Commercial|All Plans $40.26 ↓ -82%
SUPERIOR Medicaid|STARPLUS $41.17 ↓ -82%
UNITED Medicaid|STARPLUS $42.00 ↓ -81%
PHCS Commercial|All Plans $51.85 ↓ -77%
Multiplan Commercial|All Plans $54.90 ↓ -75%
BCBS-TX Commercial|Blue Premier $61.00 ↓ -73%
BCBS-TX Commercial|Blue Advantage HMO $61.00 ↓ -73%
BCBS-TX Commercial|PPO $61.00 ↓ -73%
BCBS-TX Commercial|HMO $61.00 ↓ -73%
BCBS-TX Commercial|Ref Lab $61.00 ↓ -73%
Cigna Commercial|Local Plus $383.00 ↑ +71%
United Commercial|Exchange $1,508.00 ↑ +575%
United Commercial|All Other Plans $2,960.00 ↑ +1225%

Visitor-reported prices

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Fetal non stress test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $557.85 $15.78 – $697.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $567.54 $16.88 – $851.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $497.73 $15.78 – $622.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $557.85 $15.78 – $697.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $567.54 $16.88 – $851.31
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $567.54 $15.78 – $851.31
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $497.73 $15.78 – $746.60
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $557.85 $15.78 – $697.31

All Texas hospitals for this procedure →