Excision benign lesion trunk/arms/legs > 4.0 cm at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$109.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$627.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.88 with PGT vs $4,168.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $79.88 ↓ -27%
BCBS Medicare|All Plans $81.51 ↓ -26%
AETNA Medicare|All Plans $81.51 ↓ -26%
UNITED Medicare|All Plans $83.15 ↓ -24%
AMERIVANTAGE Medicare|All Plans $83.96 ↓ -23%
SCANHealth Medicare|All Plans $87.22 ↓ -21%
Ambetter Commercial|All Plans $118.19 ↑ +8%
Wellpoint Commercial|Exchange $122.27 ↑ +11%
Wellpoint Medicaid|All Other Plans $158.01 ↑ +44%
Wellpoint Medicaid|STAR $217.26 ↑ +98%
Bright Health Commercial|All Plans $234.38 ↑ +114%
Ellwood Commercial|All Plans $244.53 ↑ +123%
Entrust Commercial|All Plans $263.34 ↑ +140%
NX Health Commercial|All Plans $264.91 ↑ +141%
Health Smart Commercial|All Plans $344.85 ↑ +214%
First Health Commercial|All Plans $376.20 ↑ +243%
Humana Commercial|All Plans $382.47 ↑ +249%
Cigna Commercial|All Other Plans $401.28 ↑ +266%
Aetna Commercial|All Plans $413.82 ↑ +277%
SUPERIOR Medicaid|CHIP $511.75 ↑ +366%
UNITED Medicaid|STARKIDS $521.99 ↑ +376%
UNITED Medicaid|All Other Plans $521.99 ↑ +376%
PHCS Commercial|All Plans $532.95 ↑ +386%
BCBS Medicaid|STARKIDS $537.34 ↑ +390%
SUPERIOR Medicaid|All Other Plans $537.34 ↑ +390%
Multiplan Commercial|All Plans $564.30 ↑ +414%
BCBS-TX Commercial|Ref Lab $627.00 ↑ +471%
SUPERIOR Medicaid|STAR $742.04 ↑ +576%
SUPERIOR Medicaid|STARPLUS $1,269.14 ↑ +1057%
UNITED Medicaid|STARPLUS $1,294.73 ↑ +1080%
BCBS-TX Commercial|Blue Premier $1,921.64 ↑ +1651%
BCBS-TX Commercial|Blue Advantage HMO $1,935.37 ↑ +1664%
BCBS-TX Commercial|HMO $2,058.90 ↑ +1776%
United Commercial|Exchange $2,124.00 ↑ +1836%
BCBS-TX Commercial|PPO $2,264.79 ↑ +1964%
Cigna Commercial|Local Plus $3,346.00 ↑ +2949%
United Commercial|All Other Plans $4,168.00 ↑ +3698%

Visitor-reported prices

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Excision benign lesion trunk/arms/legs > 4.0 cm at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,858.66 $486.45 – $4,823.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,076.22 $71.00 – $6,114.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,858.66 $71.00 – $4,823.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,858.66 $486.45 – $4,823.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,076.22 $85.00 – $6,114.33
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,076.22 $486.45 – $6,114.33
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,858.66 $71.00 – $5,787.99
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $3,858.66 $486.45 – $4,823.32

All Texas hospitals for this procedure →