Exc ben+marg excep skin tag feenlm 1.1-2cm 11442 at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$325.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,862.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.33 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $30.33 ↓ -91%
BCBS Medicare|All Plans $30.94 ↓ -91%
AETNA Medicare|All Plans $30.94 ↓ -91%
UNITED Medicare|All Plans $31.56 ↓ -90%
AMERIVANTAGE Medicare|All Plans $31.87 ↓ -90%
SCANHealth Medicare|All Plans $33.11 ↓ -90%
Ambetter Commercial|All Plans $44.87 ↓ -86%
Wellpoint Commercial|Exchange $46.41 ↓ -86%
Wellpoint Medicaid|All Other Plans $59.98 ↓ -82%
Wellpoint Medicaid|STAR $82.47 ↓ -75%
Bright Health Commercial|All Plans $88.97 ↓ -73%
Ellwood Commercial|All Plans $92.82 ↓ -72%
Entrust Commercial|All Plans $99.96 ↓ -69%
NX Health Commercial|All Plans $100.56 ↓ -69%
SUPERIOR Medicaid|CHIP $109.22 ↓ -66%
UNITED Medicaid|STARKIDS $111.40 ↓ -66%
UNITED Medicaid|All Other Plans $111.40 ↓ -66%
BCBS Medicaid|STARKIDS $114.68 ↓ -65%
SUPERIOR Medicaid|All Other Plans $114.68 ↓ -65%
Health Smart Commercial|All Plans $130.90 ↓ -60%
First Health Commercial|All Plans $142.80 ↓ -56%
Humana Commercial|All Plans $145.18 ↓ -55%
Cigna Commercial|All Other Plans $152.32 ↓ -53%
Aetna Commercial|All Plans $157.08 ↓ -52%
SUPERIOR Medicaid|STAR $158.37 ↓ -51%
BCBS-TX Commercial|Blue Premier $172.80 ↓ -47%
BCBS-TX Commercial|Blue Advantage HMO $174.04 ↓ -47%
BCBS-TX Commercial|HMO $185.15 ↓ -43%
PHCS Commercial|All Plans $202.30 ↓ -38%
BCBS-TX Commercial|PPO $203.66 ↓ -37%
Multiplan Commercial|All Plans $214.20 ↓ -34%
BCBS-TX Commercial|Ref Lab $238.00 ↓ -27%
SUPERIOR Medicaid|STARPLUS $270.87 ↓ -17%
UNITED Medicaid|STARPLUS $276.33 ↓ -15%
United Commercial|Exchange $1,508.00 ↑ +363%
Cigna Commercial|Local Plus $2,888.00 ↑ +786%
United Commercial|All Other Plans $2,960.00 ↑ +808%

Visitor-reported prices

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Exc ben+marg excep skin tag feenlm 1.1-2cm 11442 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,358.40 $103.82 – $1,742.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,864.29 $71.00 – $2,796.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,512.62 $71.00 – $1,890.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,358.40 $103.82 – $1,742.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,864.29 $85.00 – $2,796.43
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,864.29 $103.82 – $2,796.43
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,512.62 $71.00 – $2,268.94
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,358.40 $103.82 – $1,742.94

All Texas hospitals for this procedure →