Exam plvc w/anes othr thn lcl at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.14 with PGT vs $8,788.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $7.14 ↓ -27%
BCBS Medicare|All Plans $7.28 ↓ -26%
AETNA Medicare|All Plans $7.28 ↓ -26%
UNITED Medicare|All Plans $7.43 ↓ -24%
AMERIVANTAGE Medicare|All Plans $7.50 ↓ -23%
SCANHealth Medicare|All Plans $7.79 ↓ -21%
Ambetter Commercial|All Plans $10.56 ↑ +8%
Wellpoint Commercial|Exchange $10.92 ↑ +11%
Wellpoint Medicaid|All Other Plans $14.12 ↑ +44%
Wellpoint Medicaid|STAR $19.41 ↑ +98%
Bright Health Commercial|All Plans $20.94 ↑ +114%
Ellwood Commercial|All Plans $21.84 ↑ +123%
Entrust Commercial|All Plans $23.52 ↑ +140%
NX Health Commercial|All Plans $23.66 ↑ +141%
Health Smart Commercial|All Plans $30.80 ↑ +214%
First Health Commercial|All Plans $33.60 ↑ +243%
Humana Commercial|All Plans $34.16 ↑ +249%
Cigna Commercial|All Other Plans $35.84 ↑ +266%
Aetna Commercial|All Plans $36.96 ↑ +277%
PHCS Commercial|All Plans $47.60 ↑ +386%
Multiplan Commercial|All Plans $50.40 ↑ +414%
BCBS-TX Commercial|Ref Lab $56.00 ↑ +471%
SUPERIOR Medicaid|CHIP $1,118.82 ↑ +11317%
UNITED Medicaid|All Other Plans $1,141.20 ↑ +11545%
UNITED Medicaid|STARKIDS $1,141.20 ↑ +11545%
SUPERIOR Medicaid|All Other Plans $1,174.76 ↑ +11887%
BCBS Medicaid|STARKIDS $1,174.76 ↑ +11887%
SUPERIOR Medicaid|STAR $1,622.29 ↑ +16454%
SUPERIOR Medicaid|STARPLUS $2,774.67 ↑ +28213%
UNITED Medicaid|STARPLUS $2,830.61 ↑ +28784%
Cigna Commercial|Local Plus $3,346.00 ↑ +34043%
BCBS-TX Commercial|Blue Premier $3,497.34 ↑ +35587%
BCBS-TX Commercial|Blue Advantage HMO $3,522.32 ↑ +35842%
BCBS-TX Commercial|HMO $3,747.15 ↑ +38136%
BCBS-TX Commercial|PPO $4,121.87 ↑ +41960%
United Commercial|Exchange $4,479.00 ↑ +45604%
United Commercial|All Other Plans $8,788.00 ↑ +89573%

Visitor-reported prices

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Exam plvc w/anes othr thn lcl at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,069.67 $641.80 – $7,744.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,498.48 $71.00 – $7,744.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,760.31 $71.00 – $7,744.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,069.67 $659.63 – $7,744.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,498.48 $85.00 – $7,744.80
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,498.48 $1,063.52 – $7,744.80
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,760.31 $71.00 – $7,744.80
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,069.67 $659.63 – $7,744.80

All Texas hospitals for this procedure →