Encephalitis, st louis igg/igm at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$13.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.87 with United vs $70.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $11.87 ↓ -13%
PGT Medicare|All Plans $12.93 ↓ -5%
BCBS Medicare|All Plans $13.19 ↓ -3%
AETNA Medicare|All Plans $13.19 ↓ -3%
UNITED Medicare|All Plans $13.45 ↓ -1%
AMERIVANTAGE Medicare|All Plans $13.59 ↓ -0%
SCANHealth Medicare|All Plans $14.11 ↑ +3%
BCBS-TX Commercial|Ref Lab $14.36 ↑ +5%
SUPERIOR Medicaid|CHIP $18.07 ↑ +32%
UNITED Medicaid|STARKIDS $18.43 ↑ +35%
UNITED Medicaid|All Other Plans $18.43 ↑ +35%
SUPERIOR Medicaid|All Other Plans $18.97 ↑ +39%
BCBS Medicaid|STARKIDS $18.97 ↑ +39%
Ambetter Commercial|All Plans $19.13 ↑ +40%
Wellpoint Medicaid|All Other Plans $19.66 ↑ +44%
Wellpoint Commercial|Exchange $19.79 ↑ +45%
Bright Health Commercial|All Plans $23.48 ↑ +72%
United Commercial|All Other Plans $25.64 ↑ +88%
SUPERIOR Medicaid|STAR $26.20 ↑ +92%
Entrust Commercial|All Plans $26.38 ↑ +93%
Wellpoint Medicaid|STAR $27.03 ↑ +98%
Cigna Commercial|Local Plus $28.68 ↑ +110%
Ellwood Commercial|All Plans $39.57 ↑ +190%
NX Health Commercial|All Plans $42.87 ↑ +214%
Health Smart Commercial|All Plans $42.90 ↑ +214%
SUPERIOR Medicaid|STARPLUS $44.81 ↑ +228%
UNITED Medicaid|STARPLUS $45.72 ↑ +235%
BCBS-TX Commercial|Blue Premier $46.30 ↑ +239%
BCBS-TX Commercial|Blue Advantage HMO $46.30 ↑ +239%
First Health Commercial|All Plans $46.80 ↑ +243%
BCBS-TX Commercial|HMO $47.22 ↑ +246%
Humana Commercial|All Plans $47.58 ↑ +249%
Cigna Commercial|All Other Plans $49.92 ↑ +266%
Aetna Commercial|All Plans $51.48 ↑ +277%
BCBS-TX Commercial|PPO $54.47 ↑ +299%
PHCS Commercial|All Plans $66.30 ↑ +386%
Multiplan Commercial|All Plans $70.20 ↑ +414%

Visitor-reported prices

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Encephalitis, st louis igg/igm at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $94.73 $10.00 – $35.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $86.71 $5.80 – $42.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $72.03 $11.08 – $35.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $94.73 $10.00 – $35.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $86.71 $11.86 – $42.26
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $86.71 $8.00 – $42.26
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $72.03 $11.08 – $42.26
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $94.73 $10.00 – $35.22

All Texas hospitals for this procedure →