Electrophysiology evaluation at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,101.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,723.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$360.03 with BCBS-TX vs $24,626.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $360.03 ↓ -88%
BCBS-TX Commercial|Blue Premier $423.35 ↓ -86%
BCBS-TX Commercial|HMO $448.68 ↓ -86%
BCBS-TX Commercial|PPO $499.34 ↓ -84%
PGT Medicare|All Plans $2,257.92 ↓ -27%
BCBS Medicare|All Plans $2,303.99 ↓ -26%
AETNA Medicare|All Plans $2,303.99 ↓ -26%
UNITED Medicare|All Plans $2,350.07 ↓ -24%
AMERIVANTAGE Medicare|All Plans $2,373.11 ↓ -23%
SCANHealth Medicare|All Plans $2,465.27 ↓ -21%
Ambetter Commercial|All Plans $3,340.79 ↑ +8%
Wellpoint Commercial|Exchange $3,455.99 ↑ +11%
UNITED Medicaid|All Other Plans $4,338.60 ↑ +40%
Wellpoint Medicaid|All Other Plans $4,466.20 ↑ +44%
Wellpoint Medicaid|STAR $6,141.02 ↑ +98%
Bright Health Commercial|All Plans $6,624.86 ↑ +114%
Ellwood Commercial|All Plans $6,911.97 ↑ +123%
Entrust Commercial|All Plans $7,443.66 ↑ +140%
NX Health Commercial|All Plans $7,487.97 ↑ +141%
Health Smart Commercial|All Plans $9,747.65 ↑ +214%
Cigna Commercial|Local Plus $9,871.00 ↑ +218%
First Health Commercial|All Plans $10,633.80 ↑ +243%
UNITED Medicaid|STARPLUS $10,761.41 ↑ +247%
Humana Commercial|All Plans $10,811.03 ↑ +249%
Cigna Commercial|All Other Plans $11,342.72 ↑ +266%
Aetna Commercial|All Plans $11,697.18 ↑ +277%
United Commercial|Exchange $12,550.00 ↑ +305%
PHCS Commercial|All Plans $15,064.55 ↑ +386%
Multiplan Commercial|All Plans $15,950.70 ↑ +414%
BCBS-TX Commercial|Ref Lab $17,723.00 ↑ +471%
United Commercial|All Other Plans $24,626.00 ↑ +694%

Visitor-reported prices

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Electrophysiology evaluation at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $9,934.07 $555.42 – $14,073.27
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $9,957.23 $546.38 – $14,935.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $6,971.38 $546.38 – $8,714.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $9,934.07 $423.35 – $14,073.27
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $9,957.23 $667.59 – $14,935.84
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $9,957.23 $5,144.57 – $14,935.84
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $6,971.38 $546.38 – $10,457.07
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $9,934.07 $555.42 – $14,073.27

All Texas hospitals for this procedure →