Electrophysiology evaluation at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$3,832.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$21,900.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,790.06 with PGT vs $21,900.00 with BCBS-TX — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $2,790.06 | ↓ -27% |
| BCBS | Medicare|All Plans | $2,847.00 | ↓ -26% |
| AETNA | Medicare|All Plans | $2,847.00 | ↓ -26% |
| UNITED | Medicare|All Plans | $2,903.94 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $2,932.41 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $3,046.29 | ↓ -21% |
| Ambetter | Commercial|All Plans | $4,128.15 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $4,270.50 | ↑ +11% |
| Wellpoint | Medicaid|All Other Plans | $5,518.80 | ↑ +44% |
| Wellpoint | Medicaid|STAR | $7,588.35 | ↑ +98% |
| Bright Health | Commercial|All Plans | $8,186.22 | ↑ +114% |
| BCBS-TX | Commercial|Blue Premier | $8,239.99 | ↑ +115% |
| BCBS-TX | Commercial|Blue Advantage HMO | $8,298.85 | ↑ +117% |
| Ellwood | Commercial|All Plans | $8,541.00 | ↑ +123% |
| BCBS-TX | Commercial|HMO | $8,828.57 | ↑ +130% |
| Entrust | Commercial|All Plans | $9,198.00 | ↑ +140% |
| NX Health | Commercial|All Plans | $9,252.75 | ↑ +141% |
| United | Commercial|Exchange | $9,379.00 | ↑ +145% |
| BCBS-TX | Commercial|PPO | $9,711.42 | ↑ +153% |
| Cigna | Commercial|Local Plus | $10,731.00 | ↑ +180% |
| Health Smart | Commercial|All Plans | $12,045.00 | ↑ +214% |
| First Health | Commercial|All Plans | $13,140.00 | ↑ +243% |
| Humana | Commercial|All Plans | $13,359.00 | ↑ +249% |
| Cigna | Commercial|All Other Plans | $14,016.00 | ↑ +266% |
| Aetna | Commercial|All Plans | $14,454.00 | ↑ +277% |
| United | Commercial|All Other Plans | $18,403.00 | ↑ +380% |
| PHCS | Commercial|All Plans | $18,615.00 | ↑ +386% |
| Multiplan | Commercial|All Plans | $19,710.00 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $21,900.00 | ↑ +471% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $13,879.96 | $3,932.65 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $14,581.73 | $3,001.41 – $21,872.59 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $14,029.39 | $2,805.88 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $13,879.96 | $3,701.32 – $18,500.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $14,581.73 | $4,680.73 – $21,872.59 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $14,581.73 | $7,533.89 – $21,872.59 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $14,029.39 | $4,676.46 – $21,044.08 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $13,879.96 | $3,701.32 – $18,500.61 |