Dilat xst trc new access rcs at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,189.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,795.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$865.69 with PGT vs $11,861.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $865.69 ↓ -27%
AETNA Medicare|All Plans $883.35 ↓ -26%
BCBS Medicare|All Plans $883.35 ↓ -26%
UNITED Medicare|All Plans $901.02 ↓ -24%
AMERIVANTAGE Medicare|All Plans $909.86 ↓ -23%
SCANHealth Medicare|All Plans $945.19 ↓ -21%
SUPERIOR Medicaid|CHIP $1,202.33 ↑ +1%
UNITED Medicaid|All Other Plans $1,226.38 ↑ +3%
UNITED Medicaid|STARKIDS $1,226.38 ↑ +3%
BCBS Medicaid|STARKIDS $1,262.45 ↑ +6%
SUPERIOR Medicaid|All Other Plans $1,262.45 ↑ +6%
Ambetter Commercial|All Plans $1,280.86 ↑ +8%
Wellpoint Commercial|Exchange $1,325.03 ↑ +11%
Wellpoint Medicaid|All Other Plans $1,712.34 ↑ +44%
SUPERIOR Medicaid|STAR $1,743.38 ↑ +47%
Wellpoint Medicaid|STAR $2,354.47 ↑ +98%
Bright Health Commercial|All Plans $2,539.98 ↑ +114%
Ellwood Commercial|All Plans $2,650.05 ↑ +123%
Entrust Commercial|All Plans $2,853.90 ↑ +140%
NX Health Commercial|All Plans $2,870.89 ↑ +141%
SUPERIOR Medicaid|STARPLUS $2,981.78 ↑ +151%
UNITED Medicaid|STARPLUS $3,041.89 ↑ +156%
Cigna Commercial|Local Plus $3,329.55 ↑ +180%
Health Smart Commercial|All Plans $3,737.25 ↑ +214%
First Health Commercial|All Plans $4,077.00 ↑ +243%
Humana Commercial|All Plans $4,144.95 ↑ +249%
BCBS-TX Commercial|Blue Premier $4,225.96 ↑ +255%
BCBS-TX Commercial|Blue Advantage HMO $4,256.14 ↑ +258%
Cigna Commercial|All Other Plans $4,348.80 ↑ +266%
Aetna Commercial|All Plans $4,484.70 ↑ +277%
BCBS-TX Commercial|HMO $4,527.81 ↑ +281%
BCBS-TX Commercial|PPO $4,980.59 ↑ +319%
PHCS Commercial|All Plans $5,775.75 ↑ +386%
United Commercial|Exchange $6,045.00 ↑ +408%
Multiplan Commercial|All Plans $6,115.50 ↑ +414%
BCBS-TX Commercial|Ref Lab $6,795.00 ↑ +471%
United Commercial|All Other Plans $11,861.00 ↑ +897%

Visitor-reported prices

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Dilat xst trc new access rcs at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $8,147.48 $71.00 – $12,221.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $7,184.73 $71.00 – $8,980.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $8,147.48 $85.00 – $12,221.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $8,147.48 $1,142.90 – $12,221.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $7,184.73 $71.00 – $10,777.09
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $8,147.48 $71.00 – $10,184.35
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $8,147.48 $71.00 – $12,221.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $7,184.73 $71.00 – $10,777.09

All Texas hospitals for this procedure →