Dextrose 5 % in water (d5w) intravenous solution (non-pvc) at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$0.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.25 with BCBS vs $2.97 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Medicare|All Plans $0.25 ↓ -26%
AETNA Medicare|All Plans $0.25 ↓ -26%
PGT Medicare|All Plans $0.25 ↓ -26%
UNITED Medicare|All Plans $0.26 ↓ -24%
AMERIVANTAGE Medicare|All Plans $0.26 ↓ -24%
SCANHealth Medicare|All Plans $0.27 ↓ -21%
Ambetter Commercial|All Plans $0.36 ↑ +6%
Wellpoint Commercial|Exchange $0.38 ↑ +12%
Wellpoint Medicaid|All Other Plans $0.48 ↑ +41%
Wellpoint Medicaid|STAR $0.66 ↑ +94%
Bright Health Commercial|All Plans $0.72 ↑ +112%
Ellwood Commercial|All Plans $0.75 ↑ +121%
Entrust Commercial|All Plans $0.80 ↑ +135%
NX Health Commercial|All Plans $0.81 ↑ +138%
Health Smart Commercial|All Plans $1.05 ↑ +209%
First Health Commercial|All Plans $1.14 ↑ +235%
Humana Commercial|All Plans $1.16 ↑ +241%
Cigna Commercial|All Other Plans $1.22 ↑ +259%
Aetna Commercial|All Plans $1.26 ↑ +271%
PHCS Commercial|All Plans $1.62 ↑ +376%
Multiplan Commercial|All Plans $1.71 ↑ +403%
United Commercial|Exchange $1.80 ↑ +429%
BCBS-TX Commercial|Blue Advantage HMO $1.90 ↑ +459%
BCBS-TX Commercial|PPO $1.90 ↑ +459%
BCBS-TX Commercial|HMO $1.90 ↑ +459%
Cigna Commercial|Local Plus $1.90 ↑ +459%
BCBS-TX Commercial|Blue Premier $1.90 ↑ +459%
BCBS-TX Commercial|Ref Lab $1.90 ↑ +459%
United Commercial|All Other Plans $2.97 ↑ +774%

Visitor-reported prices

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Dextrose 5 % in water (d5w) intravenous solution (non-pvc) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $39.88 $29.18 – $29.18
Covenant Children's Hospital Lubbock $51.89 $7.09 – $30.26
St. Luke's Health - Patients Medical Center Pasadena $8.09 $2.57 – $17.33
Baylor St Luke's Medical Center Houston $22.03 $0.41 – $1.86
St. Luke's Health Memorial Lufkin Lufkin $47.66 $2.06 – $285.96
St. Luke's Health - Springwoods Village Hospital Spring $22.03 $0.41 – $1.86
St. Luke's Health - Sugar Land Hospital Sugar Land $22.03 $0.41 – $1.86
St. Luke's Health - Lakeside Hospital The Woodlands $22.03 $0.41 – $1.86

All Texas hospitals for this procedure →