Cystoscopy and treatment at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$79.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$453.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.72 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $57.72 ↓ -27%
BCBS Medicare|All Plans $58.89 ↓ -26%
AETNA Medicare|All Plans $58.89 ↓ -26%
UNITED Medicare|All Plans $60.07 ↓ -24%
AMERIVANTAGE Medicare|All Plans $60.66 ↓ -23%
SCANHealth Medicare|All Plans $63.02 ↓ -21%
Ambetter Commercial|All Plans $85.40 ↑ +8%
Wellpoint Commercial|Exchange $88.34 ↑ +11%
Wellpoint Medicaid|All Other Plans $114.16 ↑ +44%
Wellpoint Medicaid|STAR $156.97 ↑ +98%
Bright Health Commercial|All Plans $169.34 ↑ +114%
Ellwood Commercial|All Plans $176.67 ↑ +123%
Entrust Commercial|All Plans $190.26 ↑ +140%
NX Health Commercial|All Plans $191.40 ↑ +141%
SUPERIOR Medicaid|CHIP $234.74 ↑ +196%
UNITED Medicaid|STARKIDS $239.43 ↑ +202%
UNITED Medicaid|All Other Plans $239.43 ↑ +202%
BCBS Medicaid|STARKIDS $246.48 ↑ +211%
SUPERIOR Medicaid|All Other Plans $246.48 ↑ +211%
Health Smart Commercial|All Plans $249.15 ↑ +214%
First Health Commercial|All Plans $271.80 ↑ +243%
Humana Commercial|All Plans $276.33 ↑ +249%
Cigna Commercial|All Other Plans $289.92 ↑ +266%
Aetna Commercial|All Plans $298.98 ↑ +277%
SUPERIOR Medicaid|STAR $340.37 ↑ +329%
BCBS-TX Commercial|Blue Premier $380.45 ↑ +380%
BCBS-TX Commercial|Blue Advantage HMO $383.17 ↑ +383%
PHCS Commercial|All Plans $385.05 ↑ +386%
BCBS-TX Commercial|HMO $407.63 ↑ +414%
Multiplan Commercial|All Plans $407.70 ↑ +414%
BCBS-TX Commercial|PPO $448.39 ↑ +466%
BCBS-TX Commercial|Ref Lab $453.00 ↑ +471%
SUPERIOR Medicaid|STARPLUS $582.16 ↑ +634%
UNITED Medicaid|STARPLUS $593.89 ↑ +649%
United Commercial|Exchange $1,508.00 ↑ +1802%
Cigna Commercial|Local Plus $2,888.00 ↑ +3543%
United Commercial|All Other Plans $2,960.00 ↑ +3634%

Visitor-reported prices

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Cystoscopy and treatment at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,739.87 $71.00 – $5,045.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,780.46 $71.00 – $5,045.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,739.87 $85.00 – $5,045.72
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,739.87 $223.14 – $5,045.72
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,780.46 $71.00 – $5,045.72
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $1,739.87 $71.00 – $5,045.72
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,739.87 $71.00 – $5,045.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $1,780.46 $71.00 – $5,045.72

All Texas hospitals for this procedure →