Cyclosporine modified 25 mg capsule at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$0.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$0.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.05 with BCBS vs $1.37 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Medicare|All Plans $0.05 ↓ -29%
AETNA Medicare|All Plans $0.05 ↓ -29%
UNITED Medicare|All Plans $0.05 ↓ -29%
PGT Medicare|All Plans $0.05 ↓ -29%
AMERIVANTAGE Medicare|All Plans $0.05 ↓ -29%
SCANHealth Medicare|All Plans $0.05 ↓ -29%
Ambetter Commercial|All Plans $0.07 ↑ +0%
Wellpoint Commercial|Exchange $0.07 ↑ +0%
Wellpoint Medicaid|All Other Plans $0.09 ↑ +29%
Wellpoint Medicaid|STAR $0.13 ↑ +86%
Bright Health Commercial|All Plans $0.14 ↑ +100%
Ellwood Commercial|All Plans $0.14 ↑ +100%
NX Health Commercial|All Plans $0.15 ↑ +114%
Entrust Commercial|All Plans $0.15 ↑ +114%
Health Smart Commercial|All Plans $0.20 ↑ +186%
First Health Commercial|All Plans $0.21 ↑ +200%
Humana Commercial|All Plans $0.22 ↑ +214%
Cigna Commercial|All Other Plans $0.23 ↑ +229%
Aetna Commercial|All Plans $0.24 ↑ +243%
PHCS Commercial|All Plans $0.30 ↑ +329%
Multiplan Commercial|All Plans $0.32 ↑ +357%
BCBS-TX Commercial|Blue Advantage HMO $0.35 ↑ +400%
BCBS-TX Commercial|PPO $0.35 ↑ +400%
BCBS-TX Commercial|HMO $0.35 ↑ +400%
Cigna Commercial|Local Plus $0.35 ↑ +400%
BCBS-TX Commercial|Blue Premier $0.35 ↑ +400%
BCBS-TX Commercial|Ref Lab $0.35 ↑ +400%
United Commercial|Exchange $0.83 ↑ +1086%
United Commercial|All Other Plans $1.37 ↑ +1857%

Visitor-reported prices

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Cyclosporine modified 25 mg capsule at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $9.58 $2.69 – $3.19
St. Luke's Health - Patients Medical Center Pasadena $1.11 $0.86 – $3.15
Baylor St Luke's Medical Center Houston $1.50 $0.11 – $0.48
St. Luke's Health Memorial Lufkin Lufkin $5.85 $0.96 – $35.06
HCA HOUSTON PEARLAND Pearland $7.87 $0.74 – $7.11
St. Luke's Health - Springwoods Village Hospital Spring $1.50 $0.11 – $0.48
St. Luke's Health - Sugar Land Hospital Sugar Land $1.50 $0.11 – $0.48
HCA HOUSTON SOUTHEAST PASADENA $36.74 $0.74 – $7.11

All Texas hospitals for this procedure →