Culture urine each isolate at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$46.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.28 with United vs $236.70 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $7.28 ↓ -84%
PGT Medicare|All Plans $7.93 ↓ -83%
BCBS Medicare|All Plans $8.09 ↓ -82%
AETNA Medicare|All Plans $8.09 ↓ -82%
UNITED Medicare|All Plans $8.25 ↓ -82%
AMERIVANTAGE Medicare|All Plans $8.33 ↓ -82%
SCANHealth Medicare|All Plans $8.66 ↓ -81%
BCBS-TX Commercial|Ref Lab $8.81 ↓ -81%
SUPERIOR Medicaid|CHIP $11.08 ↓ -76%
UNITED Medicaid|STARKIDS $11.30 ↓ -75%
UNITED Medicaid|All Other Plans $11.30 ↓ -75%
SUPERIOR Medicaid|All Other Plans $11.63 ↓ -75%
BCBS Medicaid|STARKIDS $11.63 ↓ -75%
Ambetter Commercial|All Plans $11.73 ↓ -75%
Wellpoint Commercial|Exchange $12.14 ↓ -74%
Bright Health Commercial|All Plans $14.40 ↓ -69%
United Commercial|All Other Plans $15.73 ↓ -66%
SUPERIOR Medicaid|STAR $16.07 ↓ -65%
Entrust Commercial|All Plans $16.18 ↓ -65%
Cigna Commercial|Local Plus $17.36 ↓ -62%
Ellwood Commercial|All Plans $24.27 ↓ -47%
NX Health Commercial|All Plans $26.29 ↓ -43%
SUPERIOR Medicaid|STARPLUS $27.48 ↓ -40%
UNITED Medicaid|STARPLUS $28.03 ↓ -39%
BCBS-TX Commercial|Blue Premier $28.40 ↓ -38%
BCBS-TX Commercial|Blue Advantage HMO $28.40 ↓ -38%
BCBS-TX Commercial|HMO $28.96 ↓ -37%
BCBS-TX Commercial|PPO $33.41 ↓ -27%
Wellpoint Medicaid|All Other Plans $66.28 ↑ +44%
Wellpoint Medicaid|STAR $91.13 ↑ +98%
Health Smart Commercial|All Plans $144.65 ↑ +214%
First Health Commercial|All Plans $157.80 ↑ +243%
Humana Commercial|All Plans $160.43 ↑ +249%
Cigna Commercial|All Other Plans $168.32 ↑ +266%
Aetna Commercial|All Plans $173.58 ↑ +277%
PHCS Commercial|All Plans $223.55 ↑ +386%
Multiplan Commercial|All Plans $236.70 ↑ +414%

Visitor-reported prices

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Culture urine each isolate at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $85.65 $6.80 – $107.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $62.77 $11.86 – $94.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $80.45 $6.80 – $100.57
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $85.65 $6.80 – $107.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $62.77 $7.28 – $94.15
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $62.77 $6.80 – $94.15
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $80.45 $6.80 – $120.68
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $85.65 $6.80 – $107.06

All Texas hospitals for this procedure →