Cltx strnclav dislc w/mnpj at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$94.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$541.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.93 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $68.93 ↓ -27%
AETNA Medicare|All Plans $70.33 ↓ -26%
BCBS Medicare|All Plans $70.33 ↓ -26%
UNITED Medicare|All Plans $71.74 ↓ -24%
AMERIVANTAGE Medicare|All Plans $72.44 ↓ -23%
SCANHealth Medicare|All Plans $75.26 ↓ -21%
SUPERIOR Medicaid|CHIP $89.76 ↓ -5%
UNITED Medicaid|All Other Plans $91.56 ↓ -3%
UNITED Medicaid|STARKIDS $91.56 ↓ -3%
BCBS Medicaid|STARKIDS $94.25 ↓ -0%
SUPERIOR Medicaid|All Other Plans $94.25 ↓ -0%
Ambetter Commercial|All Plans $101.98 ↑ +8%
Wellpoint Commercial|Exchange $105.50 ↑ +11%
SUPERIOR Medicaid|STAR $130.15 ↑ +37%
Wellpoint Medicaid|All Other Plans $136.34 ↑ +44%
Wellpoint Medicaid|STAR $187.46 ↑ +98%
Bright Health Commercial|All Plans $202.23 ↑ +114%
Ellwood Commercial|All Plans $210.99 ↑ +123%
SUPERIOR Medicaid|STARPLUS $222.60 ↑ +135%
UNITED Medicaid|STARPLUS $227.09 ↑ +140%
Entrust Commercial|All Plans $227.22 ↑ +140%
NX Health Commercial|All Plans $228.58 ↑ +141%
Health Smart Commercial|All Plans $297.55 ↑ +214%
BCBS-TX Commercial|Blue Premier $301.90 ↑ +219%
BCBS-TX Commercial|Blue Advantage HMO $304.05 ↑ +221%
BCBS-TX Commercial|HMO $323.46 ↑ +242%
First Health Commercial|All Plans $324.60 ↑ +243%
Humana Commercial|All Plans $330.01 ↑ +249%
Cigna Commercial|All Other Plans $346.24 ↑ +266%
BCBS-TX Commercial|PPO $355.81 ↑ +276%
Aetna Commercial|All Plans $357.06 ↑ +277%
PHCS Commercial|All Plans $459.85 ↑ +386%
Multiplan Commercial|All Plans $486.90 ↑ +414%
BCBS-TX Commercial|Ref Lab $541.00 ↑ +471%
United Commercial|Exchange $1,508.00 ↑ +1493%
Cigna Commercial|Local Plus $2,888.00 ↑ +2950%
United Commercial|All Other Plans $2,960.00 ↑ +3026%

Visitor-reported prices

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Cltx strnclav dislc w/mnpj at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $722.16 $85.32 – $902.70
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $804.79 $71.00 – $1,207.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $804.79 $71.00 – $1,005.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $722.16 $85.32 – $902.70
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $804.79 $85.00 – $1,207.19
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $804.79 $85.32 – $1,207.19
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $804.79 $71.00 – $1,207.19
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $722.16 $85.32 – $902.70

All Texas hospitals for this procedure →