Cltx hum epcndylr fx wo mnpj at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$52.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.35 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $38.35 ↓ -27%
BCBS Medicare|All Plans $39.13 ↓ -26%
AETNA Medicare|All Plans $39.13 ↓ -26%
UNITED Medicare|All Plans $39.92 ↓ -24%
AMERIVANTAGE Medicare|All Plans $40.31 ↓ -23%
SCANHealth Medicare|All Plans $41.87 ↓ -21%
Ambetter Commercial|All Plans $56.74 ↑ +8%
Wellpoint Commercial|Exchange $58.70 ↑ +11%
Wellpoint Medicaid|All Other Plans $75.86 ↑ +44%
SUPERIOR Medicaid|CHIP $89.76 ↑ +70%
UNITED Medicaid|STARKIDS $91.56 ↑ +74%
UNITED Medicaid|All Other Plans $91.56 ↑ +74%
SUPERIOR Medicaid|All Other Plans $94.25 ↑ +79%
BCBS Medicaid|STARKIDS $94.25 ↑ +79%
Wellpoint Medicaid|STAR $104.30 ↑ +98%
Bright Health Commercial|All Plans $112.52 ↑ +114%
Ellwood Commercial|All Plans $117.39 ↑ +123%
Entrust Commercial|All Plans $126.42 ↑ +140%
NX Health Commercial|All Plans $127.18 ↑ +141%
SUPERIOR Medicaid|STAR $130.15 ↑ +147%
Health Smart Commercial|All Plans $165.55 ↑ +214%
First Health Commercial|All Plans $180.60 ↑ +243%
Humana Commercial|All Plans $183.61 ↑ +249%
Cigna Commercial|All Other Plans $192.64 ↑ +266%
Aetna Commercial|All Plans $198.66 ↑ +277%
SUPERIOR Medicaid|STARPLUS $222.60 ↑ +323%
UNITED Medicaid|STARPLUS $227.09 ↑ +331%
PHCS Commercial|All Plans $255.85 ↑ +386%
Multiplan Commercial|All Plans $270.90 ↑ +414%
BCBS-TX Commercial|Ref Lab $301.00 ↑ +471%
BCBS-TX Commercial|Blue Premier $301.90 ↑ +473%
BCBS-TX Commercial|Blue Advantage HMO $304.05 ↑ +477%
BCBS-TX Commercial|HMO $323.46 ↑ +514%
BCBS-TX Commercial|PPO $355.81 ↑ +575%
United Commercial|Exchange $1,508.00 ↑ +2763%
Cigna Commercial|Local Plus $2,888.00 ↑ +5382%
United Commercial|All Other Plans $2,960.00 ↑ +5519%

Visitor-reported prices

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Cltx hum epcndylr fx wo mnpj at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $735.14 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $486.35 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $735.14 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $735.14 $85.32 – $1,102.72
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $486.35 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $735.14 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $735.14 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $486.35 $71.00 – $2,975.00

All Texas hospitals for this procedure →