Cltx hum epcndylr fx wo mnpj at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$52.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$301.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.35 with PGT vs $2,960.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $38.35 | ↓ -27% |
| BCBS | Medicare|All Plans | $39.13 | ↓ -26% |
| AETNA | Medicare|All Plans | $39.13 | ↓ -26% |
| UNITED | Medicare|All Plans | $39.92 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $40.31 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $41.87 | ↓ -21% |
| Ambetter | Commercial|All Plans | $56.74 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $58.70 | ↑ +11% |
| Wellpoint | Medicaid|All Other Plans | $75.86 | ↑ +44% |
| SUPERIOR | Medicaid|CHIP | $89.76 | ↑ +70% |
| UNITED | Medicaid|STARKIDS | $91.56 | ↑ +74% |
| UNITED | Medicaid|All Other Plans | $91.56 | ↑ +74% |
| SUPERIOR | Medicaid|All Other Plans | $94.25 | ↑ +79% |
| BCBS | Medicaid|STARKIDS | $94.25 | ↑ +79% |
| Wellpoint | Medicaid|STAR | $104.30 | ↑ +98% |
| Bright Health | Commercial|All Plans | $112.52 | ↑ +114% |
| Ellwood | Commercial|All Plans | $117.39 | ↑ +123% |
| Entrust | Commercial|All Plans | $126.42 | ↑ +140% |
| NX Health | Commercial|All Plans | $127.18 | ↑ +141% |
| SUPERIOR | Medicaid|STAR | $130.15 | ↑ +147% |
| Health Smart | Commercial|All Plans | $165.55 | ↑ +214% |
| First Health | Commercial|All Plans | $180.60 | ↑ +243% |
| Humana | Commercial|All Plans | $183.61 | ↑ +249% |
| Cigna | Commercial|All Other Plans | $192.64 | ↑ +266% |
| Aetna | Commercial|All Plans | $198.66 | ↑ +277% |
| SUPERIOR | Medicaid|STARPLUS | $222.60 | ↑ +323% |
| UNITED | Medicaid|STARPLUS | $227.09 | ↑ +331% |
| PHCS | Commercial|All Plans | $255.85 | ↑ +386% |
| Multiplan | Commercial|All Plans | $270.90 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $301.00 | ↑ +471% |
| BCBS-TX | Commercial|Blue Premier | $301.90 | ↑ +473% |
| BCBS-TX | Commercial|Blue Advantage HMO | $304.05 | ↑ +477% |
| BCBS-TX | Commercial|HMO | $323.46 | ↑ +514% |
| BCBS-TX | Commercial|PPO | $355.81 | ↑ +575% |
| United | Commercial|Exchange | $1,508.00 | ↑ +2763% |
| Cigna | Commercial|Local Plus | $2,888.00 | ↑ +5382% |
| United | Commercial|All Other Plans | $2,960.00 | ↑ +5519% |
Visitor-reported prices
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Cltx hum epcndylr fx wo mnpj at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $735.14 | $71.00 – $2,975.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $486.35 | $71.00 – $2,975.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $735.14 | $85.00 – $2,975.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $735.14 | $85.32 – $1,102.72 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $486.35 | $71.00 – $2,975.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $735.14 | $71.00 – $2,975.00 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $735.14 | $71.00 – $2,975.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $486.35 | $71.00 – $2,975.00 |