Cltx gr hmrl tbrs fx w/mnpj at St. Joseph Health Madison Hospital
100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737
$502.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,869.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$365.52 with PGT vs $4,168.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PGT | Medicare|All Plans | $365.52 | ↓ -27% |
| BCBS | Medicare|All Plans | $372.97 | ↓ -26% |
| AETNA | Medicare|All Plans | $372.97 | ↓ -26% |
| UNITED | Medicare|All Plans | $380.43 | ↓ -24% |
| AMERIVANTAGE | Medicare|All Plans | $384.16 | ↓ -23% |
| SCANHealth | Medicare|All Plans | $399.08 | ↓ -21% |
| Ambetter | Commercial|All Plans | $540.81 | ↑ +8% |
| Wellpoint | Commercial|Exchange | $559.46 | ↑ +11% |
| SUPERIOR | Medicaid|CHIP | $623.88 | ↑ +24% |
| UNITED | Medicaid|STARKIDS | $636.36 | ↑ +27% |
| UNITED | Medicaid|All Other Plans | $636.36 | ↑ +27% |
| BCBS | Medicaid|STARKIDS | $655.07 | ↑ +30% |
| SUPERIOR | Medicaid|All Other Plans | $655.07 | ↑ +30% |
| Wellpoint | Medicaid|All Other Plans | $722.99 | ↑ +44% |
| SUPERIOR | Medicaid|STAR | $904.63 | ↑ +80% |
| Wellpoint | Medicaid|STAR | $994.11 | ↑ +98% |
| Bright Health | Commercial|All Plans | $1,072.44 | ↑ +114% |
| Ellwood | Commercial|All Plans | $1,118.91 | ↑ +123% |
| Entrust | Commercial|All Plans | $1,204.98 | ↑ +140% |
| NX Health | Commercial|All Plans | $1,212.16 | ↑ +141% |
| SUPERIOR | Medicaid|STARPLUS | $1,547.22 | ↑ +208% |
| Health Smart | Commercial|All Plans | $1,577.95 | ↑ +214% |
| UNITED | Medicaid|STARPLUS | $1,578.42 | ↑ +214% |
| First Health | Commercial|All Plans | $1,721.40 | ↑ +243% |
| Humana | Commercial|All Plans | $1,750.09 | ↑ +249% |
| Cigna | Commercial|All Other Plans | $1,836.16 | ↑ +266% |
| Aetna | Commercial|All Plans | $1,893.54 | ↑ +277% |
| BCBS-TX | Commercial|Blue Premier | $1,897.55 | ↑ +278% |
| BCBS-TX | Commercial|Blue Advantage HMO | $1,911.10 | ↑ +281% |
| BCBS-TX | Commercial|HMO | $2,033.09 | ↑ +305% |
| United | Commercial|Exchange | $2,124.00 | ↑ +323% |
| BCBS-TX | Commercial|PPO | $2,236.39 | ↑ +345% |
| PHCS | Commercial|All Plans | $2,438.65 | ↑ +386% |
| Multiplan | Commercial|All Plans | $2,582.10 | ↑ +414% |
| BCBS-TX | Commercial|Ref Lab | $2,869.00 | ↑ +471% |
| Cigna | Commercial|Local Plus | $3,346.00 | ↑ +566% |
| United | Commercial|All Other Plans | $4,168.00 | ↑ +730% |
Visitor-reported prices
Comments
Cltx gr hmrl tbrs fx w/mnpj at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,072.29 | $71.00 – $3,981.46 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,072.29 | $71.00 – $3,981.46 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,072.29 | $85.00 – $3,981.46 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,072.29 | $593.04 – $3,981.46 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,072.29 | $71.00 – $3,981.46 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $2,072.29 | $71.00 – $3,981.46 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $2,072.29 | $71.00 – $3,981.46 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $2,072.29 | $71.00 – $3,981.46 |