Chromosome karyotype study at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$74.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$428.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.12 with United vs $385.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $30.12 ↓ -60%
BCBS-TX Commercial|Ref Lab $32.80 ↓ -56%
PGT Medicare|All Plans $32.81 ↓ -56%
AETNA Medicare|All Plans $33.47 ↓ -55%
BCBS Medicare|All Plans $33.47 ↓ -55%
UNITED Medicare|All Plans $34.14 ↓ -54%
AMERIVANTAGE Medicare|All Plans $34.47 ↓ -54%
SCANHealth Medicare|All Plans $35.81 ↓ -52%
SUPERIOR Medicaid|CHIP $45.86 ↓ -39%
UNITED Medicaid|STARKIDS $46.78 ↓ -38%
UNITED Medicaid|All Other Plans $46.78 ↓ -38%
SUPERIOR Medicaid|All Other Plans $48.15 ↓ -36%
BCBS Medicaid|STARKIDS $48.15 ↓ -36%
Ambetter Commercial|All Plans $48.53 ↓ -35%
Wellpoint Commercial|Exchange $50.21 ↓ -33%
United Commercial|All Other Plans $58.57 ↓ -22%
Bright Health Commercial|All Plans $59.58 ↓ -20%
SUPERIOR Medicaid|STAR $66.50 ↓ -11%
Entrust Commercial|All Plans $66.94 ↓ -11%
Cigna Commercial|Local Plus $73.22 ↓ -2%
Ellwood Commercial|All Plans $100.41 ↑ +34%
Wellpoint Medicaid|All Other Plans $107.86 ↑ +44%
NX Health Commercial|All Plans $108.78 ↑ +45%
SUPERIOR Medicaid|STARPLUS $113.73 ↑ +52%
UNITED Medicaid|STARPLUS $116.03 ↑ +55%
BCBS-TX Commercial|Blue Premier $117.48 ↑ +57%
BCBS-TX Commercial|Blue Advantage HMO $117.48 ↑ +57%
BCBS-TX Commercial|HMO $119.82 ↑ +60%
BCBS-TX Commercial|PPO $138.23 ↑ +85%
Wellpoint Medicaid|STAR $148.31 ↑ +98%
Health Smart Commercial|All Plans $235.40 ↑ +214%
First Health Commercial|All Plans $256.80 ↑ +243%
Humana Commercial|All Plans $261.08 ↑ +249%
Cigna Commercial|All Other Plans $273.92 ↑ +266%
Aetna Commercial|All Plans $282.48 ↑ +277%
PHCS Commercial|All Plans $363.80 ↑ +386%
Multiplan Commercial|All Plans $385.20 ↑ +414%

Visitor-reported prices

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Chromosome karyotype study at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $395.05 $28.11 – $493.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $119.87 $24.67 – $179.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $92.20 $28.11 – $115.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $395.05 $28.11 – $493.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $119.87 $30.08 – $179.80
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $119.87 $26.00 – $179.80
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $92.20 $28.11 – $138.30
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $395.05 $28.11 – $493.81

All Texas hospitals for this procedure →