Car outp meas drg cath chd at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$226.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,295.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$164.99 with PGT vs $9,871.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $164.99 ↓ -27%
AETNA Medicare|All Plans $168.35 ↓ -26%
BCBS Medicare|All Plans $168.35 ↓ -26%
UNITED Medicare|All Plans $171.72 ↓ -24%
AMERIVANTAGE Medicare|All Plans $173.41 ↓ -23%
SCANHealth Medicare|All Plans $180.14 ↓ -21%
Ambetter Commercial|All Plans $244.11 ↑ +8%
Wellpoint Commercial|Exchange $252.53 ↑ +11%
UNITED Medicaid|All Other Plans $317.02 ↑ +40%
Wellpoint Medicaid|All Other Plans $326.34 ↑ +44%
Wellpoint Medicaid|STAR $448.72 ↑ +98%
Bright Health Commercial|All Plans $484.08 ↑ +114%
Ellwood Commercial|All Plans $505.05 ↑ +123%
Entrust Commercial|All Plans $543.90 ↑ +140%
NX Health Commercial|All Plans $547.14 ↑ +141%
Health Smart Commercial|All Plans $712.25 ↑ +214%
First Health Commercial|All Plans $777.00 ↑ +243%
UNITED Medicaid|STARPLUS $786.33 ↑ +247%
Humana Commercial|All Plans $789.95 ↑ +249%
Cigna Commercial|All Other Plans $828.80 ↑ +266%
Aetna Commercial|All Plans $854.70 ↑ +277%
PHCS Commercial|All Plans $1,100.75 ↑ +386%
Multiplan Commercial|All Plans $1,165.50 ↑ +414%
BCBS-TX Commercial|Ref Lab $1,295.00 ↑ +471%
Cigna Commercial|Local Plus $9,871.00 ↑ +4256%

Visitor-reported prices

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Car outp meas drg cath chd at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - Patients Medical Center Pasadena $216.09 $41.06 – $463.05
Baylor St Luke's Medical Center Houston $200.90 $63.14 – $574.00
St. Luke's Health - Springwoods Village Hospital Spring $200.90 $57.40 – $574.00
St. Luke's Health - Sugar Land Hospital Sugar Land $200.90 $45.92 – $574.00
St. Joseph Health College Station Hospital College Station $226.63 $105.68 – $1,295.00
St. Luke's Health - Lakeside Hospital The Woodlands $200.90 $45.92 – $574.00
St. Luke's Health - Brazosport Hospital Lake Jackson $200.97 $34.46 – $574.20
St. Joseph Health Grimes Hospital Navasota $226.63 $469.57 – $1,437.45

All Texas hospitals for this procedure →