Bx skin incisnl ea sep/add l les at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$123.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$704.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.65 with PGT vs $2,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $40.65 ↓ -67%
AETNA Medicare|All Plans $41.47 ↓ -66%
BCBS Medicare|All Plans $41.47 ↓ -66%
UNITED Medicare|All Plans $42.30 ↓ -66%
AMERIVANTAGE Medicare|All Plans $42.72 ↓ -65%
SCANHealth Medicare|All Plans $44.38 ↓ -64%
BCBS-TX Commercial|Blue Advantage HMO $50.00 ↓ -59%
BCBS-TX Commercial|Blue Premier $56.00 ↓ -55%
BCBS-TX Commercial|HMO $59.00 ↓ -52%
Ambetter Commercial|All Plans $60.14 ↓ -51%
Wellpoint Commercial|Exchange $62.21 ↓ -50%
BCBS-TX Commercial|PPO $66.00 ↓ -46%
SUPERIOR Medicaid|CHIP $76.56 ↓ -38%
UNITED Medicaid|All Other Plans $78.10 ↓ -37%
UNITED Medicaid|STARKIDS $78.10 ↓ -37%
SUPERIOR Medicaid|All Other Plans $80.39 ↓ -35%
Wellpoint Medicaid|All Other Plans $80.39 ↓ -35%
BCBS Medicaid|STARKIDS $80.39 ↓ -35%
Wellpoint Medicaid|STAR $110.54 ↓ -10%
SUPERIOR Medicaid|STAR $111.02 ↓ -10%
Bright Health Commercial|All Plans $119.25 ↓ -3%
Ellwood Commercial|All Plans $124.41 ↑ +1%
Entrust Commercial|All Plans $133.98 ↑ +9%
NX Health Commercial|All Plans $134.78 ↑ +9%
Cigna Commercial|Local Plus $156.31 ↑ +27%
Health Smart Commercial|All Plans $175.45 ↑ +42%
SUPERIOR Medicaid|STARPLUS $189.87 ↑ +54%
First Health Commercial|All Plans $191.40 ↑ +55%
UNITED Medicaid|STARPLUS $193.70 ↑ +57%
Humana Commercial|All Plans $194.59 ↑ +58%
Cigna Commercial|All Other Plans $204.16 ↑ +66%
Aetna Commercial|All Plans $210.54 ↑ +71%
PHCS Commercial|All Plans $271.15 ↑ +120%
Multiplan Commercial|All Plans $287.10 ↑ +133%
BCBS-TX Commercial|Ref Lab $319.00 ↑ +159%
United Commercial|Exchange $1,508.00 ↑ +1124%
United Commercial|All Other Plans $2,960.00 ↑ +2303%

Visitor-reported prices

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Bx skin incisnl ea sep/add l les at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $199.94 $56.65 – $283.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $215.93 $44.45 – $323.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $257.37 $51.47 – $321.71
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $199.94 $53.32 – $283.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $215.93 $69.31 – $323.90
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $215.93 $111.57 – $323.90
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $257.37 $71.00 – $386.06
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $199.94 $53.32 – $283.25

All Texas hospitals for this procedure →