Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$93.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$535.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.16 with PGT vs $535.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $68.16 ↓ -27%
BCBS Medicare|All Plans $69.55 ↓ -26%
AETNA Medicare|All Plans $69.55 ↓ -26%
UNITED Medicare|All Plans $70.95 ↓ -24%
AMERIVANTAGE Medicare|All Plans $71.64 ↓ -23%
SCANHealth Medicare|All Plans $74.42 ↓ -21%
Ambetter Commercial|All Plans $100.85 ↑ +8%
Wellpoint Commercial|Exchange $104.33 ↑ +11%
United Commercial|Exchange $127.51 ↑ +36%
Wellpoint Medicaid|All Other Plans $134.82 ↑ +44%
Cigna Commercial|Local Plus $146.43 ↑ +56%
Wellpoint Medicaid|STAR $185.38 ↑ +98%
Bright Health Commercial|All Plans $199.99 ↑ +114%
Ellwood Commercial|All Plans $208.65 ↑ +123%
United Commercial|All Other Plans $210.39 ↑ +125%
Entrust Commercial|All Plans $224.70 ↑ +140%
NX Health Commercial|All Plans $226.04 ↑ +141%
Health Smart Commercial|All Plans $294.25 ↑ +214%
First Health Commercial|All Plans $321.00 ↑ +243%
Humana Commercial|All Plans $326.35 ↑ +249%
Cigna Commercial|All Other Plans $342.40 ↑ +266%
Aetna Commercial|All Plans $353.10 ↑ +277%
PHCS Commercial|All Plans $454.75 ↑ +386%
Multiplan Commercial|All Plans $481.50 ↑ +414%
BCBS-TX Commercial|Ref Lab $535.00 ↑ +471%

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $128.43 – $305.07
HCA HOUSTON MEDICAL CENTER Houston not published $128.43 – $305.07
HCA HOUSTON CONROE CONROE not published $209.78 – $305.07
HCA HOUSTON KINGWOOD HUMBLE not published $209.78 – $305.07
HCA HOUSTON NORTHWEST SPRING not published $128.43 – $305.07
HCA HOUSTON PEARLAND Pearland not published $128.43 – $305.07
HCA HOUSTON SOUTHEAST PASADENA not published $128.43 – $305.07
HCA HOUSTON WEST HOUSTON not published $209.78 – $305.07

All Texas hospitals for this procedure →