Allograft dermis 20x25x1mm decell w/matracell arthroflex at St. Joseph Health Madison Hospital

100 West Cross Street, Madisonville, TX · CommonSpirit Health · · NPI 1780731737

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,788.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38,793.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,447.65 with PGT vs $11,363.00 with BCBS-TX — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PGT Medicare|All Plans $1,447.65 ↓ -79%
BCBS Medicare|All Plans $1,477.19 ↓ -78%
AETNA Medicare|All Plans $1,477.19 ↓ -78%
UNITED Medicare|All Plans $1,506.74 ↓ -78%
AMERIVANTAGE Medicare|All Plans $1,521.51 ↓ -78%
SCANHealth Medicare|All Plans $1,580.60 ↓ -77%
Cigna Commercial|Local Plus $1,931.71 ↓ -72%
Ambetter Commercial|All Plans $2,141.93 ↓ -68%
Wellpoint Commercial|Exchange $2,215.79 ↓ -67%
United Commercial|Exchange $2,272.60 ↓ -67%
Wellpoint Medicaid|All Other Plans $2,863.48 ↓ -58%
BCBS-TX Commercial|Blue Advantage HMO $3,197.48 ↓ -53%
BCBS-TX Commercial|Blue Premier $3,633.50 ↓ -46%
Bright Health Commercial|All Plans $3,749.79 ↓ -45%
BCBS-TX Commercial|HMO $3,924.18 ↓ -42%
Wellpoint Medicaid|STAR $3,937.28 ↓ -42%
United Commercial|All Other Plans $4,090.68 ↓ -40%
BCBS-TX Commercial|PPO $4,214.86 ↓ -38%
Ellwood Commercial|All Plans $4,431.57 ↓ -35%
Entrust Commercial|All Plans $4,772.46 ↓ -30%
NX Health Commercial|All Plans $4,800.87 ↓ -29%
Health Smart Commercial|All Plans $6,249.65 ↓ -8%
First Health Commercial|All Plans $6,817.80 ↑ +0%
Humana Commercial|All Plans $6,931.43 ↑ +2%
Cigna Commercial|All Other Plans $7,272.32 ↑ +7%
Aetna Commercial|All Plans $7,499.58 ↑ +10%
PHCS Commercial|All Plans $9,658.55 ↑ +42%
Multiplan Commercial|All Plans $10,226.70 ↑ +51%
BCBS-TX Commercial|Ref Lab $11,363.00 ↑ +67%

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - Patients Medical Center Pasadena $7,899.05 $4,739.43 – $16,926.53
St. Luke's Health Memorial Lufkin Lufkin $7,581.58 $43.77 – $281.34
St. Joseph Health College Station Hospital College Station $6,788.78 $1,931.71 – $10,173.80
St. Joseph Health Grimes Hospital Navasota $6,788.78 $1,931.71 – $12,612.93
St. Luke's Health Memorial Livingston Livingston $7,581.58 $43.77 – $281.34
St. Luke's Health Memorial San Augustine San Augustine $7,581.58 $43.77 – $281.34
St. Joseph Health Burleson Hospital Caldwell $6,788.78 $1,931.71 – $10,226.70
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $209.78 – $209.78

All Texas hospitals for this procedure →