X-ray sternoclavicular joint(s) > 3 views at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$75.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$505.92

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.23 with BCBS vs $446.40 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Medicare|All Plans $83.23 ↑ +10%
AETNA Medicare|All Plans $83.23 ↑ +10%
UNITED Medicare|All Plans $83.23 ↑ +10%
CIGNA HEALTHSPRING Medicare|All Other Plans $83.23 ↑ +10%
HUMANA Medicare|All Plans $83.23 ↑ +10%
CIGNA HEALTHSPRING Medicare|PPO $84.06 ↑ +11%
Wellpoint Medicare|All Plans $85.73 ↑ +13%
SCANHealth Medicare|All Plans $89.06 ↑ +17%
MD Save Commercial|All Plans $104.04 ↑ +37%
SUPERIOR Medicaid|All Other Plans $109.09 ↑ +44%
UNITED Medicaid|All Other Plans $109.09 ↑ +44%
SUPERIOR Medicaid|STARPLUS $109.09 ↑ +44%
UNITED Medicaid|CHIP $109.09 ↑ +44%
UNITED Medicaid|STARKIDS $109.09 ↑ +44%
UNITED Medicaid|STAR $109.09 ↑ +44%
TCHP Medicaid|All Plans $109.47 ↑ +44%
CIGNA HEALTHSPRING Medicaid|STARPLUS $111.27 ↑ +47%
Wellpoint Medicaid|STARPLUS $112.75 ↑ +49%
Wellpoint Medicaid|All Other Plans $112.75 ↑ +49%
BCBS Medicaid|All Plans $114.54 ↑ +51%
United Commercial|Exchange $124.00 ↑ +63%
Wellpoint Commercial|Exchange $124.85 ↑ +65%
Angelina County Commercial|All Plans $128.21 ↑ +69%
Cigna Commercial|All Plans $138.89 ↑ +83%
BCBS-TX Commercial|Blue Advantage HMO $150.04 ↑ +98%
United Commercial|All Other Plans $158.72 ↑ +109%
SUPERIOR Medicaid|STAR $171.27 ↑ +126%
Wellpoint Medicaid|STAR $177.34 ↑ +134%
United Commercial|PPO $188.48 ↑ +148%
BCBS-TX Commercial|Blue Premier $206.71 ↑ +172%
Entrust Commercial|All Plans $208.34 ↑ +175%
BCBS-TX Commercial|HMO $214.69 ↑ +183%
BCBS-TX Commercial|PPO $238.63 ↑ +214%
Brookshire Brothers Commercial|All Plans $240.39 ↑ +217%
UNITED Medicaid|STARPLUS $243.27 ↑ +221%
Humana Commercial|All Plans $252.96 ↑ +233%
Aetna Commercial|All Plans $312.48 ↑ +312%
PHCS Commercial|All Plans $337.28 ↑ +344%
Multiplan Commercial|All Plans $347.20 ↑ +358%
Galaxy Commercial|All Plans $446.40 ↑ +488%

Visitor-reported prices

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X-ray sternoclavicular joint(s) > 3 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $218.48 $41.44 – $273.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $218.48 $44.97 – $327.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $221.11 $41.44 – $276.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $218.48 $41.44 – $273.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $218.48 $44.34 – $327.72
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $218.48 $41.44 – $327.72
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $221.11 $41.44 – $331.66
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $218.48 $41.44 – $273.10

All Texas hospitals for this procedure →