X-ray of mammary ducts at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$242.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,618.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$212.18 with Cigna vs $1,456.20 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $212.18 ↓ -13%
BCBS Medicare|All Plans $228.48 ↓ -6%
CIGNA HEALTHSPRING Medicare|All Other Plans $228.48 ↓ -6%
UNITED Medicare|All Plans $228.48 ↓ -6%
AETNA Medicare|All Plans $228.48 ↓ -6%
HUMANA Medicare|All Plans $228.48 ↓ -6%
CIGNA HEALTHSPRING Medicare|PPO $230.76 ↓ -5%
Wellpoint Medicare|All Plans $235.33 ↓ -3%
SCANHealth Medicare|All Plans $244.47 ↑ +1%
MD Save Commercial|All Plans $285.60 ↑ +18%
UNITED Medicaid|STAR $294.17 ↑ +21%
UNITED Medicaid|CHIP $294.17 ↑ +21%
UNITED Medicaid|All Other Plans $294.17 ↑ +21%
SUPERIOR Medicaid|STARPLUS $294.17 ↑ +21%
SUPERIOR Medicaid|All Other Plans $294.17 ↑ +21%
UNITED Medicaid|STARKIDS $294.17 ↑ +21%
TCHP Medicaid|All Plans $294.24 ↑ +21%
CIGNA HEALTHSPRING Medicaid|STARPLUS $300.05 ↑ +24%
Wellpoint Medicaid|STARPLUS $303.07 ↑ +25%
Wellpoint Medicaid|All Other Plans $303.07 ↑ +25%
BCBS Medicaid|All Plans $308.88 ↑ +27%
Wellpoint Commercial|Exchange $342.72 ↑ +41%
Angelina County Commercial|All Plans $345.71 ↑ +42%
United Commercial|Exchange $404.50 ↑ +67%
BCBS-TX Commercial|Blue Advantage HMO $438.12 ↑ +81%
SUPERIOR Medicaid|STAR $461.85 ↑ +90%
Wellpoint Medicaid|STAR $476.67 ↑ +96%
United Commercial|All Other Plans $517.76 ↑ +113%
Entrust Commercial|All Plans $561.78 ↑ +131%
BCBS-TX Commercial|Blue Premier $603.57 ↑ +149%
United Commercial|PPO $614.84 ↑ +153%
BCBS-TX Commercial|HMO $626.88 ↑ +158%
Brookshire Brothers Commercial|All Plans $648.21 ↑ +167%
UNITED Medicaid|STARPLUS $656.00 ↑ +170%
BCBS-TX Commercial|PPO $696.79 ↑ +187%
Humana Commercial|All Plans $825.18 ↑ +240%
Aetna Commercial|All Plans $1,019.34 ↑ +320%
PHCS Commercial|All Plans $1,100.24 ↑ +353%
Multiplan Commercial|All Plans $1,132.60 ↑ +367%
Galaxy Commercial|All Plans $1,456.20 ↑ +500%

Visitor-reported prices

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X-ray of mammary ducts at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $437.00 $89.95 – $655.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $437.00 $69.50 – $607.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $437.00 $74.36 – $655.50
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $437.00 $69.50 – $655.50
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $437.00 $69.50 – $655.50
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $437.00 $69.50 – $607.02
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $437.00 $69.50 – $655.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $437.00 $69.50 – $783.01

All Texas hospitals for this procedure →