X-ray exam entire spi 4/5 vw at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$121.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$810.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.51 with HUMANA vs $729.00 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA Medicare|All Plans $100.51 ↓ -17%
CIGNA HEALTHSPRING Medicare|All Other Plans $100.51 ↓ -17%
UNITED Medicare|All Plans $100.51 ↓ -17%
AETNA Medicare|All Plans $100.51 ↓ -17%
BCBS Medicare|All Plans $100.51 ↓ -17%
CIGNA HEALTHSPRING Medicare|PPO $101.52 ↓ -16%
Wellpoint Medicare|All Plans $103.53 ↓ -15%
SCANHealth Medicare|All Plans $107.55 ↓ -11%
BCBS-TX Commercial|Blue Advantage HMO $111.11 ↓ -9%
MD Save Commercial|All Plans $125.64 ↑ +3%
UNITED Medicaid|All Other Plans $131.99 ↑ +9%
SUPERIOR Medicaid|STARPLUS $131.99 ↑ +9%
UNITED Medicaid|CHIP $131.99 ↑ +9%
UNITED Medicaid|STARKIDS $131.99 ↑ +9%
SUPERIOR Medicaid|All Other Plans $131.99 ↑ +9%
UNITED Medicaid|STAR $131.99 ↑ +9%
CIGNA HEALTHSPRING Medicaid|STARPLUS $134.63 ↑ +11%
TCHP Medicaid|All Plans $134.67 ↑ +11%
BCBS Medicaid|All Plans $138.59 ↑ +14%
Wellpoint Medicaid|STARPLUS $138.71 ↑ +14%
Wellpoint Medicaid|All Other Plans $138.71 ↑ +14%
Wellpoint Commercial|Exchange $150.77 ↑ +24%
BCBS-TX Commercial|Blue Premier $153.07 ↑ +26%
Angelina County Commercial|All Plans $155.10 ↑ +28%
BCBS-TX Commercial|HMO $158.98 ↑ +31%
BCBS-TX Commercial|PPO $176.71 ↑ +45%
United Commercial|Exchange $202.50 ↑ +67%
SUPERIOR Medicaid|STAR $207.22 ↑ +71%
Wellpoint Medicaid|STAR $218.17 ↑ +80%
Entrust Commercial|All Plans $252.04 ↑ +107%
United Commercial|All Other Plans $259.20 ↑ +113%
Cigna Commercial|All Plans $275.02 ↑ +126%
Brookshire Brothers Commercial|All Plans $290.82 ↑ +139%
UNITED Medicaid|STARPLUS $294.34 ↑ +142%
United Commercial|PPO $307.80 ↑ +153%
Humana Commercial|All Plans $413.10 ↑ +240%
Aetna Commercial|All Plans $510.30 ↑ +320%
PHCS Commercial|All Plans $550.80 ↑ +353%
Multiplan Commercial|All Plans $567.00 ↑ +367%
Galaxy Commercial|All Plans $729.00 ↑ +500%

Visitor-reported prices

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X-ray exam entire spi 4/5 vw at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $539.81 $79.53 – $674.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $560.57 $115.38 – $840.86
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $560.57 $79.53 – $700.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $539.81 $79.53 – $674.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $560.57 $85.10 – $840.86
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $560.57 $79.53 – $840.86
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $560.57 $79.53 – $840.86
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $539.81 $79.53 – $674.76

All Texas hospitals for this procedure →