X-ray bone age studies at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$60.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$401.88

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.10 with Cigna vs $361.70 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $76.10 ↑ +26%
United Commercial|Exchange $100.47 ↑ +67%
AETNA Medicare|All Plans $100.51 ↑ +67%
BCBS Medicare|All Plans $100.51 ↑ +67%
CIGNA HEALTHSPRING Medicare|All Other Plans $100.51 ↑ +67%
UNITED Medicare|All Plans $100.51 ↑ +67%
HUMANA Medicare|All Plans $100.51 ↑ +67%
CIGNA HEALTHSPRING Medicare|PPO $101.52 ↑ +68%
Wellpoint Medicare|All Plans $103.53 ↑ +72%
SCANHealth Medicare|All Plans $107.55 ↑ +78%
MD Save Commercial|All Plans $125.64 ↑ +108%
United Commercial|All Other Plans $128.61 ↑ +113%
SUPERIOR Medicaid|All Other Plans $131.99 ↑ +119%
SUPERIOR Medicaid|STARPLUS $131.99 ↑ +119%
UNITED Medicaid|STAR $131.99 ↑ +119%
UNITED Medicaid|CHIP $131.99 ↑ +119%
UNITED Medicaid|All Other Plans $131.99 ↑ +119%
UNITED Medicaid|STARKIDS $131.99 ↑ +119%
CIGNA HEALTHSPRING Medicaid|STARPLUS $134.63 ↑ +123%
TCHP Medicaid|All Plans $134.67 ↑ +123%
BCBS Medicaid|All Plans $138.59 ↑ +130%
Wellpoint Medicaid|STARPLUS $138.71 ↑ +130%
Wellpoint Medicaid|All Other Plans $138.71 ↑ +130%
Wellpoint Commercial|Exchange $150.77 ↑ +150%
United Commercial|PPO $152.72 ↑ +153%
Angelina County Commercial|All Plans $155.10 ↑ +157%
Humana Commercial|All Plans $204.96 ↑ +240%
SUPERIOR Medicaid|STAR $207.22 ↑ +244%
BCBS-TX Commercial|Blue Advantage HMO $210.71 ↑ +249%
Wellpoint Medicaid|STAR $218.17 ↑ +262%
Entrust Commercial|All Plans $252.04 ↑ +318%
Aetna Commercial|All Plans $253.19 ↑ +320%
PHCS Commercial|All Plans $273.28 ↑ +353%
Multiplan Commercial|All Plans $281.32 ↑ +367%
BCBS-TX Commercial|Blue Premier $290.29 ↑ +381%
Brookshire Brothers Commercial|All Plans $290.82 ↑ +382%
UNITED Medicaid|STARPLUS $294.34 ↑ +388%
BCBS-TX Commercial|HMO $301.50 ↑ +400%
BCBS-TX Commercial|PPO $335.12 ↑ +456%
Galaxy Commercial|All Plans $361.70 ↑ +500%

Visitor-reported prices

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X-ray bone age studies at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $273.56 $56.31 – $410.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $292.97 $26.06 – $366.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $273.56 $27.88 – $410.34
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $273.56 $26.06 – $410.34
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $292.97 $26.06 – $439.46
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $175.04 $26.06 – $272.35

All Texas hospitals for this procedure →