Version cephalic external at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$1,148.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,659.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,268.00 with United vs $8,270.37 with Brookshire Brothers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $1,268.00 | ↑ +10% |
| BCBS-TX | Commercial|Blue Advantage HMO | $1,648.75 | ↑ +44% |
| United | Commercial|All Other Plans | $1,690.00 | ↑ +47% |
| Cigna | Commercial|All Plans | $2,016.00 | ↑ +75% |
| United | Commercial|PPO | $2,910.42 | ↑ +153% |
| BCBS | Medicare|All Plans | $3,005.36 | ↑ +162% |
| AETNA | Medicare|All Plans | $3,005.36 | ↑ +162% |
| UNITED | Medicare|All Plans | $3,005.36 | ↑ +162% |
| HUMANA | Medicare|All Plans | $3,005.36 | ↑ +162% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $3,005.36 | ↑ +162% |
| CIGNA HEALTHSPRING | Medicare|PPO | $3,035.41 | ↑ +164% |
| Wellpoint | Medicare|All Plans | $3,095.52 | ↑ +169% |
| SCANHealth | Medicare|All Plans | $3,215.74 | ↑ +180% |
| BCBS-TX | Commercial|Blue Premier | $3,672.21 | ↑ +220% |
| BCBS-TX | Commercial|HMO | $3,747.15 | ↑ +226% |
| MD Save | Commercial|All Plans | $3,756.70 | ↑ +227% |
| Humana | Commercial|All Plans | $3,906.09 | ↑ +240% |
| BCBS-TX | Commercial|PPO | $4,121.87 | ↑ +259% |
| Angelina County | Commercial|All Plans | $4,410.86 | ↑ +284% |
| Wellpoint | Commercial|Exchange | $4,508.04 | ↑ +292% |
| Aetna | Commercial|All Plans | $4,825.17 | ↑ +320% |
| PHCS | Commercial|All Plans | $5,208.12 | ↑ +353% |
| Multiplan | Commercial|All Plans | $5,361.30 | ↑ +367% |
| Galaxy | Commercial|All Plans | $6,893.10 | ↑ +500% |
| Entrust | Commercial|All Plans | $7,167.65 | ↑ +524% |
| Brookshire Brothers | Commercial|All Plans | $8,270.37 | ↑ +620% |
Visitor-reported prices
Comments
Version cephalic external at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $3,131.78 | $887.34 – $7,744.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,417.55 | $71.00 – $7,744.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $3,327.44 | $71.00 – $7,744.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $3,131.78 | $835.14 – $7,744.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,417.55 | $85.00 – $7,744.80 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,417.55 | $1,765.73 – $7,744.80 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $3,327.44 | $71.00 – $7,744.80 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $3,131.78 | $835.14 – $7,744.80 |