Unsched dialysis esrd pt hos at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$543.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,626.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.00 with Cigna vs $3,263.40 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $100.00 | ↓ -82% |
| AETNA | Medicare|All Plans | $661.39 | ↑ +22% |
| UNITED | Medicare|All Plans | $661.39 | ↑ +22% |
| BCBS | Medicare|All Plans | $661.39 | ↑ +22% |
| HUMANA | Medicare|All Plans | $661.39 | ↑ +22% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $661.39 | ↑ +22% |
| CIGNA HEALTHSPRING | Medicare|PPO | $668.00 | ↑ +23% |
| Wellpoint | Medicare|All Plans | $681.23 | ↑ +25% |
| SCANHealth | Medicare|All Plans | $707.69 | ↑ +30% |
| MD Save | Commercial|All Plans | $826.74 | ↑ +52% |
| United | Commercial|Exchange | $906.50 | ↑ +67% |
| Angelina County | Commercial|All Plans | $985.90 | ↑ +81% |
| Wellpoint | Commercial|Exchange | $992.09 | ↑ +82% |
| United | Commercial|All Other Plans | $1,160.32 | ↑ +113% |
| BCBS-TX | Commercial|Blue Premier | $1,369.66 | ↑ +152% |
| United | Commercial|PPO | $1,377.88 | ↑ +153% |
| BCBS-TX | Commercial|Blue Advantage HMO | $1,561.67 | ↑ +187% |
| BCBS-TX | Commercial|HMO | $1,568.07 | ↑ +188% |
| Entrust | Commercial|All Plans | $1,602.09 | ↑ +195% |
| BCBS-TX | Commercial|PPO | $1,702.48 | ↑ +213% |
| Brookshire Brothers | Commercial|All Plans | $1,848.57 | ↑ +240% |
| Humana | Commercial|All Plans | $1,849.26 | ↑ +240% |
| Aetna | Commercial|All Plans | $2,284.38 | ↑ +320% |
| PHCS | Commercial|All Plans | $2,465.68 | ↑ +353% |
| Multiplan | Commercial|All Plans | $2,538.20 | ↑ +367% |
| Galaxy | Commercial|All Plans | $3,263.40 | ↑ +500% |
Visitor-reported prices
Comments
Unsched dialysis esrd pt hos at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $789.50 | $263.17 – $1,731.11 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $1,951.63 | $552.96 – $2,439.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY | Frisco | $1,951.63 | $654.97 – $2,439.53 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $1,748.01 | $437.00 – $2,622.01 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - DENTON | Denton | $1,951.63 | $357.80 – $2,439.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $789.50 | $144.74 – $1,932.89 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PLANO | Plano | $1,951.63 | $390.33 – $2,439.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR | Taylor | $789.50 | $250.01 – $1,731.11 |