Tissue culture tumor at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$189.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,264.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$123.92 with UNITED vs $1,137.87 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED | Medicaid|STARKIDS | $123.92 | ↓ -35% |
| SUPERIOR | Medicaid|STARPLUS | $123.92 | ↓ -35% |
| SUPERIOR | Medicaid|All Other Plans | $123.92 | ↓ -35% |
| UNITED | Medicaid|All Other Plans | $123.92 | ↓ -35% |
| UNITED | Medicaid|CHIP | $123.92 | ↓ -35% |
| UNITED | Medicaid|STAR | $123.92 | ↓ -35% |
| TCHP | Medicaid|All Plans | $123.92 | ↓ -35% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $126.40 | ↓ -33% |
| Wellpoint | Medicaid|All Other Plans | $127.64 | ↓ -33% |
| Wellpoint | Medicaid|STARPLUS | $127.64 | ↓ -33% |
| BCBS | Medicaid|All Plans | $130.12 | ↓ -31% |
| BCBS | Medicare|All Plans | $147.52 | ↓ -22% |
| HUMANA | Medicare|All Plans | $147.52 | ↓ -22% |
| AETNA | Medicare|All Plans | $147.52 | ↓ -22% |
| UNITED | Medicare|All Plans | $147.52 | ↓ -22% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $147.52 | ↓ -22% |
| CIGNA HEALTHSPRING | Medicare|PPO | $149.00 | ↓ -21% |
| Wellpoint | Medicare|All Plans | $151.95 | ↓ -20% |
| SCANHealth | Medicare|All Plans | $157.85 | ↓ -17% |
| MD Save | Commercial|All Plans | $184.40 | ↓ -3% |
| SUPERIOR | Medicaid|STAR | $194.55 | ↑ +3% |
| Wellpoint | Medicaid|STAR | $200.75 | ↑ +6% |
| Wellpoint | Commercial|Exchange | $221.28 | ↑ +17% |
| Angelina County | Commercial|All Plans | $236.03 | ↑ +24% |
| UNITED | Medicaid|STARPLUS | $276.34 | ↑ +46% |
| BCBS-TX | Commercial|Blue Advantage HMO | $280.29 | ↑ +48% |
| United | Commercial|Exchange | $316.08 | ↑ +67% |
| Entrust | Commercial|All Plans | $383.55 | ↑ +102% |
| United | Commercial|All Other Plans | $404.58 | ↑ +113% |
| Brookshire Brothers | Commercial|All Plans | $442.56 | ↑ +133% |
| United | Commercial|PPO | $480.44 | ↑ +153% |
| BCBS-TX | Commercial|Blue Premier | $486.82 | ↑ +157% |
| BCBS-TX | Commercial|HMO | $516.32 | ↑ +172% |
| BCBS-TX | Commercial|PPO | $595.98 | ↑ +214% |
| Cigna | Commercial|All Plans | $637.14 | ↑ +236% |
| Humana | Commercial|All Plans | $644.80 | ↑ +240% |
| Aetna | Commercial|All Plans | $796.51 | ↑ +320% |
| PHCS | Commercial|All Plans | $859.73 | ↑ +353% |
| Multiplan | Commercial|All Plans | $885.01 | ↑ +367% |
| Galaxy | Commercial|All Plans | $1,137.87 | ↑ +500% |
Visitor-reported prices
Comments
Tissue culture tumor at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $772.11 | $35.00 – $965.14 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $652.70 | $36.00 – $979.05 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $633.69 | $36.00 – $792.11 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $772.11 | $35.00 – $965.14 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $652.70 | $36.00 – $979.05 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $652.70 | $26.00 – $979.05 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $633.69 | $36.00 – $950.53 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $772.11 | $35.00 – $965.14 |