Probe cryo 1150mm endo flex ster disp at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$3,701.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$24,676.05
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$3,677.47 with BCBS-TX vs $22,064.81 with Galaxy — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS-TX | Commercial|Blue Advantage HMO | $3,677.47 | ↓ -1% |
| Cigna | Commercial|All Plans | $4,167.80 | ↑ +13% |
| BCBS-TX | Commercial|Blue Premier | $5,148.46 | ↑ +39% |
| BCBS-TX | Commercial|HMO | $5,393.62 | ↑ +46% |
| BCBS-TX | Commercial|PPO | $5,883.95 | ↑ +59% |
| United | Commercial|Exchange | $6,129.12 | ↑ +66% |
| United | Commercial|All Other Plans | $7,845.27 | ↑ +112% |
| United | Commercial|PPO | $9,316.26 | ↑ +152% |
| Entrust | Commercial|All Plans | $11,032.41 | ↑ +198% |
| Humana | Commercial|All Plans | $12,503.39 | ↑ +238% |
| Aetna | Commercial|All Plans | $15,445.37 | ↑ +317% |
| Angelina County | Commercial|All Plans | $15,690.53 | ↑ +324% |
| PHCS | Commercial|All Plans | $16,671.19 | ↑ +350% |
| Multiplan | Commercial|All Plans | $17,161.52 | ↑ +364% |
| Galaxy | Commercial|All Plans | $22,064.81 | ↑ +496% |
Visitor-reported prices
Comments
Probe cryo 1150mm endo flex ster disp at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $12,640.20 | $414.20 – $2,071.03 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $12,640.20 | $300.91 – $2,192.85 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $12,640.20 | $292.38 – $1,827.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $12,640.20 | $389.84 – $2,071.03 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $12,640.20 | $469.27 – $2,192.85 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $12,640.20 | $755.32 – $2,192.85 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $12,640.20 | $487.30 – $2,192.85 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $12,640.20 | $389.84 – $2,071.03 |