Place right device/marker pros at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$642.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,285.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$53.59 with BCBS-TX vs $3,856.50 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS-TX | Commercial|Blue Advantage HMO | $53.59 | ↓ -92% |
| SUPERIOR | Medicaid|All Other Plans | $74.56 | ↓ -88% |
| UNITED | Medicaid|All Other Plans | $74.56 | ↓ -88% |
| UNITED | Medicaid|CHIP | $74.56 | ↓ -88% |
| UNITED | Medicaid|STAR | $74.56 | ↓ -88% |
| UNITED | Medicaid|STARKIDS | $74.56 | ↓ -88% |
| TCHP | Medicaid|All Plans | $74.56 | ↓ -88% |
| SUPERIOR | Medicaid|STARPLUS | $74.56 | ↓ -88% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $76.05 | ↓ -88% |
| Wellpoint | Medicaid|All Other Plans | $76.80 | ↓ -88% |
| Wellpoint | Medicaid|STARPLUS | $76.80 | ↓ -88% |
| BCBS | Medicaid|All Plans | $78.29 | ↓ -88% |
| SUPERIOR | Medicaid|STAR | $117.06 | ↓ -82% |
| BCBS-TX | Commercial|Blue Premier | $119.36 | ↓ -81% |
| Wellpoint | Medicaid|STAR | $120.79 | ↓ -81% |
| BCBS-TX | Commercial|HMO | $121.80 | ↓ -81% |
| BCBS-TX | Commercial|PPO | $133.98 | ↓ -79% |
| UNITED | Medicaid|STARPLUS | $166.27 | ↓ -74% |
| United | Commercial|Exchange | $761.00 | ↑ +18% |
| United | Commercial|All Other Plans | $1,014.00 | ↑ +58% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $1,293.31 | ↑ +101% |
| UNITED | Medicare|All Plans | $1,293.31 | ↑ +101% |
| BCBS | Medicare|All Plans | $1,293.31 | ↑ +101% |
| AETNA | Medicare|All Plans | $1,293.31 | ↑ +101% |
| HUMANA | Medicare|All Plans | $1,293.31 | ↑ +101% |
| CIGNA HEALTHSPRING | Medicare|PPO | $1,306.24 | ↑ +103% |
| Wellpoint | Medicare|All Plans | $1,332.11 | ↑ +107% |
| SCANHealth | Medicare|All Plans | $1,383.84 | ↑ +115% |
| MD Save | Commercial|All Plans | $1,616.64 | ↑ +152% |
| United | Commercial|PPO | $1,628.30 | ↑ +153% |
| Wellpoint | Commercial|Exchange | $1,939.97 | ↑ +202% |
| Angelina County | Commercial|All Plans | $1,954.93 | ↑ +204% |
| Cigna | Commercial|All Plans | $2,016.00 | ↑ +214% |
| Humana | Commercial|All Plans | $2,185.35 | ↑ +240% |
| Aetna | Commercial|All Plans | $2,699.55 | ↑ +320% |
| PHCS | Commercial|All Plans | $2,913.80 | ↑ +353% |
| Multiplan | Commercial|All Plans | $2,999.50 | ↑ +367% |
| Entrust | Commercial|All Plans | $3,176.76 | ↑ +394% |
| Brookshire Brothers | Commercial|All Plans | $3,665.49 | ↑ +470% |
| Galaxy | Commercial|All Plans | $3,856.50 | ↑ +500% |
Visitor-reported prices
Comments
Place right device/marker pros at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,926.58 | $70.87 – $3,658.22 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,195.93 | $71.00 – $3,432.55 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,830.59 | $70.87 – $3,538.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,926.58 | $70.87 – $3,658.22 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,195.93 | $75.83 – $3,432.55 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,195.93 | $70.87 – $3,432.55 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,830.59 | $70.87 – $4,245.89 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $2,926.58 | $70.87 – $3,658.22 |