Phosphorus at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$33.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$223.38
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.98 with SUPERIOR vs $20.96 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SUPERIOR | Medicaid|STARPLUS | $3.98 | ↓ -88% |
| UNITED | Medicaid|All Other Plans | $3.98 | ↓ -88% |
| UNITED | Medicaid|CHIP | $3.98 | ↓ -88% |
| SUPERIOR | Medicaid|All Other Plans | $3.98 | ↓ -88% |
| UNITED | Medicaid|STARKIDS | $3.98 | ↓ -88% |
| UNITED | Medicaid|STAR | $3.98 | ↓ -88% |
| TCHP | Medicaid|All Plans | $3.98 | ↓ -88% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $4.06 | ↓ -88% |
| Wellpoint | Medicaid|All Other Plans | $4.10 | ↓ -88% |
| Wellpoint | Medicaid|STARPLUS | $4.10 | ↓ -88% |
| BCBS | Medicaid|All Plans | $4.18 | ↓ -88% |
| United | Commercial|Exchange | $4.25 | ↓ -87% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $4.74 | ↓ -86% |
| AETNA | Medicare|All Plans | $4.74 | ↓ -86% |
| UNITED | Medicare|All Plans | $4.74 | ↓ -86% |
| HUMANA | Medicare|All Plans | $4.74 | ↓ -86% |
| BCBS | Medicare|All Plans | $4.74 | ↓ -86% |
| CIGNA HEALTHSPRING | Medicare|PPO | $4.79 | ↓ -86% |
| Wellpoint | Medicare|All Plans | $4.88 | ↓ -85% |
| SCANHealth | Medicare|All Plans | $5.07 | ↓ -85% |
| United | Commercial|All Other Plans | $5.44 | ↓ -84% |
| MD Save | Commercial|All Plans | $5.93 | ↓ -82% |
| SUPERIOR | Medicaid|STAR | $6.25 | ↓ -81% |
| Wellpoint | Medicaid|STAR | $6.45 | ↓ -81% |
| United | Commercial|PPO | $6.46 | ↓ -81% |
| Wellpoint | Commercial|Exchange | $7.11 | ↓ -79% |
| Angelina County | Commercial|All Plans | $7.58 | ↓ -77% |
| Humana | Commercial|All Plans | $8.67 | ↓ -74% |
| UNITED | Medicaid|STARPLUS | $8.88 | ↓ -74% |
| BCBS-TX | Commercial|Blue Advantage HMO | $9.01 | ↓ -73% |
| Aetna | Commercial|All Plans | $10.71 | ↓ -68% |
| PHCS | Commercial|All Plans | $11.56 | ↓ -66% |
| Multiplan | Commercial|All Plans | $11.90 | ↓ -64% |
| Entrust | Commercial|All Plans | $12.32 | ↓ -63% |
| Brookshire Brothers | Commercial|All Plans | $14.22 | ↓ -58% |
| Galaxy | Commercial|All Plans | $15.30 | ↓ -54% |
| BCBS-TX | Commercial|Blue Premier | $15.64 | ↓ -53% |
| BCBS-TX | Commercial|HMO | $16.59 | ↓ -50% |
| BCBS-TX | Commercial|PPO | $17.00 | ↓ -49% |
| Cigna | Commercial|All Plans | $20.96 | ↓ -37% |
Visitor-reported prices
Comments
Phosphorus at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $89.75 | $4.27 – $18.25 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $62.87 | $3.98 – $78.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $47.81 | $6.94 – $71.71 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $50.56 | $3.98 – $63.20 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $62.87 | $3.98 – $78.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $47.81 | $4.26 – $71.71 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $47.81 | $3.98 – $71.71 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $50.56 | $3.98 – $75.84 |