Perq clsr tcat l atr apndge at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$7,454.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$49,696.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$547.31 with BCBS-TX vs $44,726.63 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS-TX | Commercial|Blue Advantage HMO | $547.31 | ↓ -93% |
| United | Commercial|Exchange | $761.00 | ↓ -90% |
| United | Commercial|All Other Plans | $1,014.00 | ↓ -86% |
| BCBS-TX | Commercial|Blue Premier | $1,219.01 | ↓ -84% |
| BCBS-TX | Commercial|HMO | $1,243.89 | ↓ -83% |
| BCBS-TX | Commercial|PPO | $1,368.28 | ↓ -82% |
| Cigna | Commercial|All Plans | $3,326.00 | ↓ -55% |
| TCHP | Medicaid|All Plans | $9,939.25 | ↑ +33% |
| UNITED | Medicaid|STARPLUS | $16,623.40 | ↑ +123% |
| United | Commercial|PPO | $18,884.58 | ↑ +153% |
| Humana | Commercial|All Plans | $25,345.09 | ↑ +240% |
| Aetna | Commercial|All Plans | $31,308.64 | ↑ +320% |
| PHCS | Commercial|All Plans | $33,793.45 | ↑ +353% |
| Multiplan | Commercial|All Plans | $34,787.38 | ↑ +367% |
| Galaxy | Commercial|All Plans | $44,726.63 | ↑ +500% |
Visitor-reported prices
Comments
Perq clsr tcat l atr apndge at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $20,784.58 | $1,401.45 – $29,444.82 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $17,513.83 | $2,502.00 – $26,270.74 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $13,905.11 | $2,502.00 – $17,381.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $20,784.58 | $1,028.28 – $29,444.82 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $17,513.83 | $2,502.00 – $26,270.74 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $17,513.83 | $2,234.00 – $26,270.74 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $13,905.11 | $2,502.00 – $20,857.66 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $20,784.58 | $1,401.45 – $29,444.82 |