Ortho hnd without jnt w/fit&adj at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$154.83

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,032.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$154.83 with BCBS-TX vs $928.94 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $154.83 ↑ +0%
Cigna Commercial|All Plans $175.47 ↑ +13%
BCBS-TX Commercial|Blue Premier $216.76 ↑ +40%
BCBS-TX Commercial|HMO $227.08 ↑ +47%
BCBS-TX Commercial|PPO $247.72 ↑ +60%
United Commercial|Exchange $258.04 ↑ +67%
United Commercial|All Other Plans $330.29 ↑ +113%
United Commercial|PPO $392.22 ↑ +153%
Entrust Commercial|All Plans $464.47 ↑ +200%
Humana Commercial|All Plans $526.40 ↑ +240%
Aetna Commercial|All Plans $650.26 ↑ +320%
Angelina County Commercial|All Plans $660.58 ↑ +327%
PHCS Commercial|All Plans $701.87 ↑ +353%
Multiplan Commercial|All Plans $722.51 ↑ +367%
Galaxy Commercial|All Plans $928.94 ↑ +500%

Visitor-reported prices

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Ortho hnd without jnt w/fit&adj at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - Patients Medical Center Pasadena $139.29 $72.77 – $259.88
St. Luke's Health - Brazosport Hospital Lake Jackson $187.70 $64.36 – $348.57
St. Luke's Health Memorial Livingston Livingston $154.83 $154.83 – $928.94
St. Luke's Health Memorial San Augustine San Augustine $154.83 $154.83 – $928.94
HCA HOUSTON TOMBALL HOUSTON $468.00 $298.46 – $654.78
Texas Health Hospital Mansfield Mansfield $1,516.22 not published
Ascension Seton Edgar B. Davis (Ascension Seton) Luling $210.96 $236.24 – $236.24
Ascension Seton Highland Lakes (Ascension Seton) Burnet $210.96 $236.24 – $236.24

All Texas hospitals for this procedure →