Nuclear Stress Test (Heart) at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,204.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,695.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$769.67 with BCBS-TX vs $13,225.50 with Galaxy — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Blue Advantage HMO $769.67 ↓ -65%
BCBS-TX Commercial|Blue Premier $1,060.35 ↓ -52%
BCBS-TX Commercial|HMO $1,101.29 ↓ -50%
BCBS-TX Commercial|PPO $1,224.11 ↓ -44%
BCBS Medicare|All Plans $1,233.97 ↓ -44%
AETNA Medicare|All Plans $1,233.97 ↓ -44%
HUMANA Medicare|All Plans $1,233.97 ↓ -44%
UNITED Medicare|All Plans $1,233.97 ↓ -44%
CIGNA HEALTHSPRING Medicare|All Other Plans $1,233.97 ↓ -44%
CIGNA HEALTHSPRING Medicare|PPO $1,246.31 ↓ -43%
Wellpoint Medicare|All Plans $1,270.99 ↓ -42%
SCANHealth Medicare|All Plans $1,320.35 ↓ -40%
MD Save Commercial|All Plans $1,542.46 ↓ -30%
SUPERIOR Medicaid|All Other Plans $1,672.36 ↓ -24%
UNITED Medicaid|All Other Plans $1,672.36 ↓ -24%
UNITED Medicaid|CHIP $1,672.36 ↓ -24%
UNITED Medicaid|STAR $1,672.36 ↓ -24%
UNITED Medicaid|STARKIDS $1,672.36 ↓ -24%
TCHP Medicaid|All Plans $1,672.36 ↓ -24%
SUPERIOR Medicaid|STARPLUS $1,672.36 ↓ -24%
CIGNA HEALTHSPRING Medicaid|STARPLUS $1,705.81 ↓ -23%
Wellpoint Medicaid|STARPLUS $1,722.53 ↓ -22%
Wellpoint Medicaid|All Other Plans $1,722.53 ↓ -22%
BCBS Medicaid|All Plans $1,755.98 ↓ -20%
Wellpoint Commercial|Exchange $1,850.96 ↓ -16%
Angelina County Commercial|All Plans $2,003.38 ↓ -9%
SUPERIOR Medicaid|STAR $2,625.61 ↑ +19%
Wellpoint Medicaid|STAR $2,709.22 ↑ +23%
Entrust Commercial|All Plans $3,255.49 ↑ +48%
United Commercial|Exchange $3,673.75 ↑ +67%
UNITED Medicaid|STARPLUS $3,729.36 ↑ +69%
Brookshire Brothers Commercial|All Plans $3,756.33 ↑ +70%
Cigna Commercial|All Plans $4,153.00 ↑ +88%
United Commercial|All Other Plans $4,702.40 ↑ +113%
United Commercial|PPO $5,584.10 ↑ +153%
Humana Commercial|All Plans $7,494.45 ↑ +240%
Aetna Commercial|All Plans $9,257.85 ↑ +320%
PHCS Commercial|All Plans $9,992.60 ↑ +353%
Multiplan Commercial|All Plans $10,286.50 ↑ +367%
Galaxy Commercial|All Plans $13,225.50 ↑ +500%

Visitor-reported prices

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Nuclear Stress Test (Heart) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $8,441.82 $1,576.19 – $1,576.19
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $4,393.64 $422.34 – $5,492.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,337.71 $892.84 – $6,506.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $4,337.71 $422.34 – $5,422.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $4,393.64 $422.34 – $5,492.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,337.71 $451.90 – $6,506.56
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,337.71 $422.34 – $6,506.56
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $4,337.71 $422.34 – $6,506.56

All Texas hospitals for this procedure →