Njx px nfrosgrm &/urtrgrm at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$2,007.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$13,385.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$355.00 with United vs $12,046.50 with Galaxy — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $355.00 | ↓ -82% |
| BCBS-TX | Commercial|Blue Advantage HMO | $367.31 | ↓ -82% |
| United | Commercial|All Other Plans | $473.00 | ↓ -76% |
| BCBS | Medicare|All Plans | $630.91 | ↓ -69% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $630.91 | ↓ -69% |
| AETNA | Medicare|All Plans | $630.91 | ↓ -69% |
| UNITED | Medicare|All Plans | $630.91 | ↓ -69% |
| HUMANA | Medicare|All Plans | $630.91 | ↓ -69% |
| CIGNA HEALTHSPRING | Medicare|PPO | $637.22 | ↓ -68% |
| Wellpoint | Medicare|All Plans | $649.84 | ↓ -68% |
| SCANHealth | Medicare|All Plans | $675.07 | ↓ -66% |
| MD Save | Commercial|All Plans | $788.64 | ↓ -61% |
| BCBS-TX | Commercial|Blue Premier | $818.10 | ↓ -59% |
| BCBS-TX | Commercial|HMO | $834.80 | ↓ -58% |
| BCBS-TX | Commercial|PPO | $918.27 | ↓ -54% |
| Wellpoint | Commercial|Exchange | $946.37 | ↓ -53% |
| Angelina County | Commercial|All Plans | $963.78 | ↓ -52% |
| Entrust | Commercial|All Plans | $1,566.14 | ↓ -22% |
| Brookshire Brothers | Commercial|All Plans | $1,807.08 | ↓ -10% |
| TCHP | Medicaid|All Plans | $2,677.00 | ↑ +33% |
| Cigna | Commercial|All Plans | $3,623.00 | ↑ +80% |
| UNITED | Medicaid|STARPLUS | $4,477.29 | ↑ +123% |
| United | Commercial|PPO | $5,086.30 | ↑ +153% |
| Humana | Commercial|All Plans | $6,826.35 | ↑ +240% |
| Aetna | Commercial|All Plans | $8,432.55 | ↑ +320% |
| PHCS | Commercial|All Plans | $9,101.80 | ↑ +353% |
| Multiplan | Commercial|All Plans | $9,369.50 | ↑ +367% |
| Galaxy | Commercial|All Plans | $12,046.50 | ↑ +500% |
Visitor-reported prices
Comments
Njx px nfrosgrm &/urtrgrm at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,532.18 | $434.12 – $6,093.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,659.05 | $71.00 – $4,463.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,302.21 | $71.00 – $4,463.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,532.18 | $408.58 – $6,093.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,659.05 | $85.00 – $4,463.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,659.05 | $1,373.84 – $3,988.57 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,302.21 | $71.00 – $4,463.00 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,532.18 | $408.58 – $6,093.00 |