Ndl insj without njx 1 or 2 musc at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$6.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$40.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.82 with United vs $289.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|PPO | $14.82 | ↑ +147% |
| Humana | Commercial|All Plans | $19.89 | ↑ +232% |
| UNITED | Medicare|All Plans | $23.15 | ↑ +286% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $23.15 | ↑ +286% |
| AETNA | Medicare|All Plans | $23.15 | ↑ +286% |
| HUMANA | Medicare|All Plans | $23.15 | ↑ +286% |
| BCBS | Medicare|All Plans | $23.15 | ↑ +286% |
| CIGNA HEALTHSPRING | Medicare|PPO | $23.38 | ↑ +290% |
| Wellpoint | Medicare|All Plans | $23.84 | ↑ +297% |
| Aetna | Commercial|All Plans | $24.57 | ↑ +310% |
| SCANHealth | Medicare|All Plans | $24.77 | ↑ +313% |
| PHCS | Commercial|All Plans | $26.52 | ↑ +342% |
| Multiplan | Commercial|All Plans | $27.30 | ↑ +355% |
| MD Save | Commercial|All Plans | $28.94 | ↑ +382% |
| Wellpoint | Commercial|Exchange | $34.73 | ↑ +479% |
| Galaxy | Commercial|All Plans | $35.10 | ↑ +485% |
| BCBS-TX | Commercial|Blue Premier | $36.25 | ↑ +504% |
| BCBS-TX | Commercial|PPO | $39.00 | ↑ +550% |
| BCBS-TX | Commercial|HMO | $39.00 | ↑ +550% |
| BCBS-TX | Commercial|Blue Advantage HMO | $39.00 | ↑ +550% |
| Angelina County | Commercial|All Plans | $42.02 | ↑ +600% |
| Entrust | Commercial|All Plans | $68.28 | ↑ +1038% |
| Brookshire Brothers | Commercial|All Plans | $78.78 | ↑ +1213% |
| United | Commercial|Exchange | $153.00 | ↑ +2450% |
| United | Commercial|All Other Plans | $204.00 | ↑ +3300% |
| Cigna | Commercial|All Plans | $289.00 | ↑ +4717% |
Visitor-reported prices
Comments
Ndl insj without njx 1 or 2 musc at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $129.36 | $28.19 – $6,299.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $46.08 | $9.48 – $73.76 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $48.00 | $9.60 – $73.76 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $129.36 | $28.19 – $161.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $46.08 | $14.79 – $73.76 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $46.08 | $23.81 – $73.76 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $48.00 | $16.00 – $73.76 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $129.36 | $28.19 – $161.70 |