MRI w/cont, breast, uni at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$711.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,744.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$168.27 with HUMANA vs $4,269.60 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $168.27 | ↓ -76% |
| AETNA | Medicare|All Plans | $168.27 | ↓ -76% |
| UNITED | Medicare|All Plans | $168.27 | ↓ -76% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $168.27 | ↓ -76% |
| BCBS | Medicare|All Plans | $168.27 | ↓ -76% |
| CIGNA HEALTHSPRING | Medicare|PPO | $169.95 | ↓ -76% |
| Wellpoint | Medicare|All Plans | $173.32 | ↓ -76% |
| SCANHealth | Medicare|All Plans | $180.05 | ↓ -75% |
| MD Save | Commercial|All Plans | $210.34 | ↓ -70% |
| Wellpoint | Commercial|Exchange | $252.41 | ↓ -65% |
| Angelina County | Commercial|All Plans | $259.22 | ↓ -64% |
| BCBS-TX | Commercial|Blue Advantage HMO | $342.57 | ↓ -52% |
| Wellpoint | Medicaid|STARPLUS | $400.00 | ↓ -44% |
| Wellpoint | Medicaid|All Other Plans | $400.00 | ↓ -44% |
| Entrust | Commercial|All Plans | $421.23 | ↓ -41% |
| BCBS-TX | Commercial|Blue Premier | $471.95 | ↓ -34% |
| Brookshire Brothers | Commercial|All Plans | $486.03 | ↓ -32% |
| BCBS-TX | Commercial|HMO | $490.17 | ↓ -31% |
| BCBS-TX | Commercial|PPO | $544.84 | ↓ -23% |
| Wellpoint | Medicaid|STAR | $628.00 | ↓ -12% |
| United | Commercial|Exchange | $1,127.00 | ↑ +58% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +103% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +132% |
| United | Commercial|PPO | $1,802.72 | ↑ +153% |
| Humana | Commercial|All Plans | $2,419.44 | ↑ +240% |
| Aetna | Commercial|All Plans | $2,988.72 | ↑ +320% |
| PHCS | Commercial|All Plans | $3,225.92 | ↑ +353% |
| Multiplan | Commercial|All Plans | $3,320.80 | ↑ +367% |
| Galaxy | Commercial|All Plans | $4,269.60 | ↑ +500% |
Visitor-reported prices
Comments
MRI w/cont, breast, uni at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Baylor St Luke's Medical Center | Houston | $905.10 | $218.66 – $2,586.00 |
| St. Joseph Health Madison Hospital | Madisonville | $302.40 | $220.15 – $2,011.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $905.10 | $256.93 – $2,586.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $905.10 | $256.93 – $2,586.00 |
| St. Joseph Health College Station Hospital | College Station | $302.40 | $413.64 – $2,011.00 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $905.10 | $256.93 – $2,586.00 |
| St. Luke's Health - Brazosport Hospital | Lake Jackson | $1,014.65 | $300.00 – $1,449.50 |
| St. Joseph Health Grimes Hospital | Navasota | $302.40 | $413.64 – $2,011.00 |