MRI guid ndl plc s&i at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$200.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,336.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.00 with Cigna vs $1,445.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $100.00 | ↓ -50% |
| Wellpoint | Medicaid|STARPLUS | $400.00 | ↑ +100% |
| Wellpoint | Medicaid|All Other Plans | $400.00 | ↑ +100% |
| United | Commercial|PPO | $507.68 | ↑ +153% |
| Wellpoint | Medicaid|STAR | $628.00 | ↑ +213% |
| Humana | Commercial|All Plans | $681.36 | ↑ +240% |
| BCBS-TX | Commercial|Blue Advantage HMO | $769.67 | ↑ +284% |
| Aetna | Commercial|All Plans | $841.68 | ↑ +320% |
| PHCS | Commercial|All Plans | $908.48 | ↑ +353% |
| Multiplan | Commercial|All Plans | $935.20 | ↑ +367% |
| BCBS-TX | Commercial|Blue Premier | $1,060.35 | ↑ +429% |
| BCBS-TX | Commercial|HMO | $1,101.29 | ↑ +450% |
| United | Commercial|Exchange | $1,127.00 | ↑ +462% |
| Galaxy | Commercial|All Plans | $1,202.40 | ↑ +500% |
| BCBS-TX | Commercial|PPO | $1,224.11 | ↑ +511% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +621% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,037.97 | $294.09 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,264.76 | $260.33 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,354.55 | $270.91 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,037.97 | $276.79 – $2,149.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,264.76 | $405.99 – $2,149.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,264.76 | $653.46 – $2,700.00 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,354.55 | $451.52 – $2,149.00 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,037.97 | $276.79 – $2,149.00 |