MRA without fol w/cont, pelvis at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$555.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,706.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$337.57 with HUMANA vs $3,335.40 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $337.57 | ↓ -39% |
| AETNA | Medicare|All Plans | $337.57 | ↓ -39% |
| UNITED | Medicare|All Plans | $337.57 | ↓ -39% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $337.57 | ↓ -39% |
| BCBS | Medicare|All Plans | $337.57 | ↓ -39% |
| CIGNA HEALTHSPRING | Medicare|PPO | $340.95 | ↓ -39% |
| Wellpoint | Medicare|All Plans | $347.70 | ↓ -37% |
| SCANHealth | Medicare|All Plans | $361.20 | ↓ -35% |
| Wellpoint | Medicaid|All Other Plans | $400.00 | ↓ -28% |
| Wellpoint | Medicaid|STARPLUS | $400.00 | ↓ -28% |
| MD Save | Commercial|All Plans | $421.96 | ↓ -24% |
| Wellpoint | Commercial|Exchange | $506.36 | ↓ -9% |
| Angelina County | Commercial|All Plans | $542.58 | ↓ -2% |
| Wellpoint | Medicaid|STAR | $628.00 | ↑ +13% |
| BCBS-TX | Commercial|Blue Advantage HMO | $717.88 | ↑ +29% |
| Entrust | Commercial|All Plans | $881.69 | ↑ +59% |
| BCBS-TX | Commercial|Blue Premier | $988.99 | ↑ +78% |
| Brookshire Brothers | Commercial|All Plans | $1,017.33 | ↑ +83% |
| BCBS-TX | Commercial|HMO | $1,027.18 | ↑ +85% |
| United | Commercial|Exchange | $1,127.00 | ↑ +103% |
| BCBS-TX | Commercial|PPO | $1,141.73 | ↑ +105% |
| United | Commercial|PPO | $1,408.28 | ↑ +153% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +160% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +198% |
| Humana | Commercial|All Plans | $1,890.06 | ↑ +240% |
| Aetna | Commercial|All Plans | $2,334.78 | ↑ +320% |
| PHCS | Commercial|All Plans | $2,520.08 | ↑ +353% |
| Multiplan | Commercial|All Plans | $2,594.20 | ↑ +367% |
| Galaxy | Commercial|All Plans | $3,335.40 | ↑ +500% |
Visitor-reported prices
Comments
MRA without fol w/cont, pelvis at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HOUSTON CONROE | CONROE | $8,317.72 | $672.06 – $699.43 |
| St. Luke's Health - Patients Medical Center | Pasadena | $1,234.49 | $538.41 – $2,645.33 |
| Baylor St Luke's Medical Center | Houston | $1,459.15 | $458.22 – $4,169.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $1,459.15 | $538.41 – $4,169.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $1,459.15 | $538.41 – $4,169.00 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $1,459.15 | $538.41 – $4,169.00 |
| St. Luke's Health - The Vintage Hospital | Houston | $1,459.15 | $538.41 – $4,169.00 |
| St. Luke's Health Memorial Livingston | Livingston | $555.90 | $400.00 – $3,335.40 |