MRA without fol w/cont, lwr ext at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$994.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,627.96
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$337.57 with HUMANA vs $3,802.50 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | Medicare|All Plans | $337.57 | ↓ -66% |
| AETNA | Medicare|All Plans | $337.57 | ↓ -66% |
| UNITED | Medicare|All Plans | $337.57 | ↓ -66% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $337.57 | ↓ -66% |
| BCBS | Medicare|All Plans | $337.57 | ↓ -66% |
| CIGNA HEALTHSPRING | Medicare|PPO | $340.95 | ↓ -66% |
| Wellpoint | Medicare|All Plans | $347.70 | ↓ -65% |
| SCANHealth | Medicare|All Plans | $361.20 | ↓ -64% |
| Wellpoint | Medicaid|All Other Plans | $400.00 | ↓ -60% |
| Wellpoint | Medicaid|STARPLUS | $400.00 | ↓ -60% |
| MD Save | Commercial|All Plans | $421.96 | ↓ -58% |
| Wellpoint | Commercial|Exchange | $506.36 | ↓ -49% |
| Angelina County | Commercial|All Plans | $542.58 | ↓ -45% |
| Wellpoint | Medicaid|STAR | $628.00 | ↓ -37% |
| BCBS-TX | Commercial|Blue Advantage HMO | $717.88 | ↓ -28% |
| Entrust | Commercial|All Plans | $881.69 | ↓ -11% |
| BCBS-TX | Commercial|Blue Premier | $988.99 | ↓ -1% |
| Brookshire Brothers | Commercial|All Plans | $1,017.33 | ↑ +2% |
| BCBS-TX | Commercial|HMO | $1,027.18 | ↑ +3% |
| United | Commercial|Exchange | $1,127.00 | ↑ +13% |
| BCBS-TX | Commercial|PPO | $1,141.73 | ↑ +15% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +45% |
| United | Commercial|PPO | $1,605.50 | ↑ +61% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +66% |
| Humana | Commercial|All Plans | $2,154.75 | ↑ +117% |
| Aetna | Commercial|All Plans | $2,661.75 | ↑ +168% |
| PHCS | Commercial|All Plans | $2,873.00 | ↑ +189% |
| Multiplan | Commercial|All Plans | $2,957.50 | ↑ +197% |
| Galaxy | Commercial|All Plans | $3,802.50 | ↑ +282% |
Visitor-reported prices
Comments
MRA without fol w/cont, lwr ext at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,965.82 | $556.98 – $2,784.91 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,400.21 | $494.04 – $3,600.32 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,160.19 | $432.04 – $2,700.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,965.82 | $524.22 – $2,784.91 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,400.21 | $770.47 – $3,600.32 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,400.21 | $952.69 – $3,600.32 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,160.19 | $720.06 – $3,240.29 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,965.82 | $524.22 – $2,784.91 |