MRA without cont, lwr ext at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$669.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,460.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$228.48 with CIGNA HEALTHSPRING vs $3,802.50 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $228.48 | ↓ -66% |
| AETNA | Medicare|All Plans | $228.48 | ↓ -66% |
| UNITED | Medicare|All Plans | $228.48 | ↓ -66% |
| HUMANA | Medicare|All Plans | $228.48 | ↓ -66% |
| BCBS | Medicare|All Plans | $228.48 | ↓ -66% |
| CIGNA HEALTHSPRING | Medicare|PPO | $230.76 | ↓ -66% |
| Wellpoint | Medicare|All Plans | $235.33 | ↓ -65% |
| SCANHealth | Medicare|All Plans | $244.47 | ↓ -63% |
| MD Save | Commercial|All Plans | $285.60 | ↓ -57% |
| Wellpoint | Commercial|Exchange | $342.72 | ↓ -49% |
| Angelina County | Commercial|All Plans | $345.71 | ↓ -48% |
| Wellpoint | Medicaid|All Other Plans | $400.00 | ↓ -40% |
| Wellpoint | Medicaid|STARPLUS | $400.00 | ↓ -40% |
| BCBS-TX | Commercial|Blue Advantage HMO | $438.12 | ↓ -35% |
| Entrust | Commercial|All Plans | $561.78 | ↓ -16% |
| BCBS-TX | Commercial|Blue Premier | $603.57 | ↓ -10% |
| BCBS-TX | Commercial|HMO | $626.88 | ↓ -6% |
| Wellpoint | Medicaid|STAR | $628.00 | ↓ -6% |
| Brookshire Brothers | Commercial|All Plans | $648.21 | ↓ -3% |
| BCBS-TX | Commercial|PPO | $696.79 | ↑ +4% |
| United | Commercial|Exchange | $1,127.00 | ↑ +68% |
| United | Commercial|All Other Plans | $1,445.00 | ↑ +116% |
| United | Commercial|PPO | $1,605.50 | ↑ +140% |
| Cigna | Commercial|All Plans | $1,654.00 | ↑ +147% |
| Humana | Commercial|All Plans | $2,154.75 | ↑ +222% |
| Aetna | Commercial|All Plans | $2,661.75 | ↑ +298% |
| PHCS | Commercial|All Plans | $2,873.00 | ↑ +329% |
| Multiplan | Commercial|All Plans | $2,957.50 | ↑ +342% |
| Galaxy | Commercial|All Plans | $3,802.50 | ↑ +468% |
Visitor-reported prices
Comments
MRA without cont, lwr ext at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,691.95 | $466.08 – $2,396.93 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,754.28 | $361.09 – $2,631.42 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,754.28 | $350.86 – $2,577.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,691.95 | $451.19 – $2,577.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,754.28 | $563.12 – $2,631.42 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,754.28 | $607.02 – $2,700.00 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,754.28 | $584.76 – $2,631.42 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,691.95 | $451.19 – $2,396.93 |