Mayo factor x at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$26.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$179.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15.04 with UNITED vs $161.10 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED | Medicaid|STARKIDS | $15.04 | ↓ -44% |
| SUPERIOR | Medicaid|STARPLUS | $15.04 | ↓ -44% |
| SUPERIOR | Medicaid|All Other Plans | $15.04 | ↓ -44% |
| UNITED | Medicaid|All Other Plans | $15.04 | ↓ -44% |
| UNITED | Medicaid|CHIP | $15.04 | ↓ -44% |
| UNITED | Medicaid|STAR | $15.04 | ↓ -44% |
| TCHP | Medicaid|All Plans | $15.04 | ↓ -44% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $15.34 | ↓ -43% |
| Wellpoint | Medicaid|All Other Plans | $15.49 | ↓ -42% |
| Wellpoint | Medicaid|STARPLUS | $15.49 | ↓ -42% |
| BCBS | Medicaid|All Plans | $15.79 | ↓ -41% |
| BCBS | Medicare|All Plans | $17.90 | ↓ -33% |
| HUMANA | Medicare|All Plans | $17.90 | ↓ -33% |
| AETNA | Medicare|All Plans | $17.90 | ↓ -33% |
| UNITED | Medicare|All Plans | $17.90 | ↓ -33% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $17.90 | ↓ -33% |
| CIGNA HEALTHSPRING | Medicare|PPO | $18.08 | ↓ -33% |
| Wellpoint | Medicare|All Plans | $18.44 | ↓ -31% |
| SCANHealth | Medicare|All Plans | $19.15 | ↓ -29% |
| MD Save | Commercial|All Plans | $22.38 | ↓ -17% |
| SUPERIOR | Medicaid|STAR | $23.61 | ↓ -12% |
| Wellpoint | Medicaid|STAR | $24.36 | ↓ -9% |
| Wellpoint | Commercial|Exchange | $26.85 | ↑ +0% |
| Angelina County | Commercial|All Plans | $28.64 | ↑ +7% |
| UNITED | Medicaid|STARPLUS | $33.54 | ↑ +25% |
| BCBS-TX | Commercial|Blue Advantage HMO | $34.01 | ↑ +27% |
| United | Commercial|Exchange | $44.75 | ↑ +67% |
| Entrust | Commercial|All Plans | $46.54 | ↑ +73% |
| Brookshire Brothers | Commercial|All Plans | $53.70 | ↑ +100% |
| United | Commercial|All Other Plans | $57.28 | ↑ +113% |
| BCBS-TX | Commercial|Blue Premier | $59.07 | ↑ +120% |
| BCBS-TX | Commercial|HMO | $62.65 | ↑ +133% |
| United | Commercial|PPO | $68.02 | ↑ +153% |
| BCBS-TX | Commercial|PPO | $72.32 | ↑ +169% |
| Cigna | Commercial|All Plans | $77.78 | ↑ +190% |
| Humana | Commercial|All Plans | $91.29 | ↑ +240% |
| Aetna | Commercial|All Plans | $112.77 | ↑ +320% |
| PHCS | Commercial|All Plans | $121.72 | ↑ +353% |
| Multiplan | Commercial|All Plans | $125.30 | ↑ +367% |
| Galaxy | Commercial|All Plans | $161.10 | ↑ +500% |
Visitor-reported prices
Comments
Mayo factor x at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $218.72 | $10.00 – $273.40 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $229.82 | $12.00 – $344.74 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $229.82 | $12.00 – $287.28 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $218.72 | $10.00 – $273.40 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $229.82 | $12.00 – $344.74 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $229.82 | $8.00 – $344.74 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $229.82 | $12.00 – $344.74 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $218.72 | $10.00 – $273.40 |