Low cost skin substitute app at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$393.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,625.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$153.00 with United vs $2,362.50 with Galaxy — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Exchange | $153.00 | ↓ -61% |
| United | Commercial|All Other Plans | $204.00 | ↓ -48% |
| BCBS-TX | Commercial|Blue Advantage HMO | $328.03 | ↓ -17% |
| TCHP | Medicaid|All Plans | $525.00 | ↑ +33% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $578.60 | ↑ +47% |
| AETNA | Medicare|All Plans | $578.60 | ↑ +47% |
| UNITED | Medicare|All Plans | $578.60 | ↑ +47% |
| BCBS | Medicare|All Plans | $578.60 | ↑ +47% |
| HUMANA | Medicare|All Plans | $578.60 | ↑ +47% |
| CIGNA HEALTHSPRING | Medicare|PPO | $584.39 | ↑ +48% |
| Wellpoint | Medicare|All Plans | $595.96 | ↑ +51% |
| SCANHealth | Medicare|All Plans | $619.10 | ↑ +57% |
| MD Save | Commercial|All Plans | $723.25 | ↑ +84% |
| BCBS-TX | Commercial|Blue Premier | $730.62 | ↑ +86% |
| BCBS-TX | Commercial|HMO | $745.53 | ↑ +89% |
| BCBS-TX | Commercial|PPO | $820.08 | ↑ +108% |
| Wellpoint | Commercial|Exchange | $867.90 | ↑ +120% |
| UNITED | Medicaid|STARPLUS | $878.07 | ↑ +123% |
| Angelina County | Commercial|All Plans | $886.10 | ↑ +125% |
| United | Commercial|PPO | $997.50 | ↑ +153% |
| Humana | Commercial|All Plans | $1,338.75 | ↑ +240% |
| Entrust | Commercial|All Plans | $1,439.91 | ↑ +266% |
| Aetna | Commercial|All Plans | $1,653.75 | ↑ +320% |
| Brookshire Brothers | Commercial|All Plans | $1,661.43 | ↑ +322% |
| PHCS | Commercial|All Plans | $1,785.00 | ↑ +353% |
| Multiplan | Commercial|All Plans | $1,837.50 | ↑ +367% |
| Cigna | Commercial|All Plans | $2,016.00 | ↑ +412% |
| Galaxy | Commercial|All Plans | $2,362.50 | ↑ +500% |
Visitor-reported prices
Comments
Low cost skin substitute app at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $818.58 | $507.58 – $4,524.00 |
| St. Luke's Health - Patients Medical Center | Pasadena | $288.05 | $54.73 – $617.25 |
| Baylor St Luke's Medical Center | Houston | $518.00 | $100.00 – $1,480.00 |
| St. Joseph Health Madison Hospital | Madisonville | $140.88 | $102.56 – $805.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $518.00 | $90.00 – $1,480.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $518.00 | $90.00 – $1,480.00 |
| St. Joseph Health College Station Hospital | College Station | $140.88 | $442.75 – $805.00 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $518.00 | $90.00 – $1,480.00 |