Iron at St. Luke's Health Memorial Lufkin
1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129
$34.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$232.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.43 with UNITED vs $28.43 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED | Medicaid|All Other Plans | $5.43 | ↓ -84% |
| TCHP | Medicaid|All Plans | $5.43 | ↓ -84% |
| UNITED | Medicaid|STARKIDS | $5.43 | ↓ -84% |
| SUPERIOR | Medicaid|STARPLUS | $5.43 | ↓ -84% |
| SUPERIOR | Medicaid|All Other Plans | $5.43 | ↓ -84% |
| UNITED | Medicaid|CHIP | $5.43 | ↓ -84% |
| UNITED | Medicaid|STAR | $5.43 | ↓ -84% |
| CIGNA HEALTHSPRING | Medicaid|STARPLUS | $5.54 | ↓ -84% |
| Wellpoint | Medicaid|All Other Plans | $5.59 | ↓ -84% |
| Wellpoint | Medicaid|STARPLUS | $5.59 | ↓ -84% |
| BCBS | Medicaid|All Plans | $5.70 | ↓ -84% |
| CIGNA HEALTHSPRING | Medicare|All Other Plans | $6.47 | ↓ -81% |
| AETNA | Medicare|All Plans | $6.47 | ↓ -81% |
| UNITED | Medicare|All Plans | $6.47 | ↓ -81% |
| BCBS | Medicare|All Plans | $6.47 | ↓ -81% |
| HUMANA | Medicare|All Plans | $6.47 | ↓ -81% |
| CIGNA HEALTHSPRING | Medicare|PPO | $6.53 | ↓ -81% |
| Wellpoint | Medicare|All Plans | $6.66 | ↓ -81% |
| SCANHealth | Medicare|All Plans | $6.92 | ↓ -80% |
| United | Commercial|Exchange | $7.25 | ↓ -79% |
| MD Save | Commercial|All Plans | $8.09 | ↓ -77% |
| SUPERIOR | Medicaid|STAR | $8.53 | ↓ -75% |
| Wellpoint | Medicaid|STAR | $8.80 | ↓ -75% |
| United | Commercial|All Other Plans | $9.28 | ↓ -73% |
| Wellpoint | Commercial|Exchange | $9.71 | ↓ -72% |
| Angelina County | Commercial|All Plans | $10.35 | ↓ -70% |
| United | Commercial|PPO | $11.02 | ↓ -68% |
| UNITED | Medicaid|STARPLUS | $12.11 | ↓ -65% |
| BCBS-TX | Commercial|Blue Advantage HMO | $12.29 | ↓ -65% |
| Humana | Commercial|All Plans | $14.79 | ↓ -58% |
| Entrust | Commercial|All Plans | $16.82 | ↓ -52% |
| Aetna | Commercial|All Plans | $18.27 | ↓ -48% |
| Brookshire Brothers | Commercial|All Plans | $19.41 | ↓ -44% |
| PHCS | Commercial|All Plans | $19.72 | ↓ -43% |
| Multiplan | Commercial|All Plans | $20.30 | ↓ -42% |
| BCBS-TX | Commercial|Blue Premier | $21.35 | ↓ -39% |
| BCBS-TX | Commercial|HMO | $22.65 | ↓ -35% |
| Galaxy | Commercial|All Plans | $26.10 | ↓ -25% |
| BCBS-TX | Commercial|PPO | $26.14 | ↓ -25% |
| Cigna | Commercial|All Plans | $28.43 | ↓ -18% |
Visitor-reported prices
Comments
Iron at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $237.69 | $5.82 – $24.91 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $89.00 | $5.43 – $111.25 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $70.72 | $9.48 – $106.08 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $91.76 | $5.43 – $114.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $89.00 | $5.43 – $111.25 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $70.72 | $5.81 – $106.08 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $70.72 | $5.43 – $106.08 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $91.76 | $5.43 – $137.65 |