Insulin total at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$52.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$347.82

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.75 with United vs $49.35 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $8.75 ↓ -83%
SUPERIOR Medicaid|STARPLUS $9.60 ↓ -82%
SUPERIOR Medicaid|All Other Plans $9.60 ↓ -82%
UNITED Medicaid|All Other Plans $9.60 ↓ -82%
UNITED Medicaid|CHIP $9.60 ↓ -82%
UNITED Medicaid|STAR $9.60 ↓ -82%
TCHP Medicaid|All Plans $9.60 ↓ -82%
UNITED Medicaid|STARKIDS $9.60 ↓ -82%
CIGNA HEALTHSPRING Medicaid|STARPLUS $9.79 ↓ -81%
Wellpoint Medicaid|All Other Plans $9.89 ↓ -81%
Wellpoint Medicaid|STARPLUS $9.89 ↓ -81%
BCBS Medicaid|All Plans $10.08 ↓ -81%
United Commercial|All Other Plans $11.20 ↓ -79%
UNITED Medicare|All Plans $11.43 ↓ -78%
HUMANA Medicare|All Plans $11.43 ↓ -78%
CIGNA HEALTHSPRING Medicare|All Other Plans $11.43 ↓ -78%
BCBS Medicare|All Plans $11.43 ↓ -78%
AETNA Medicare|All Plans $11.43 ↓ -78%
CIGNA HEALTHSPRING Medicare|PPO $11.54 ↓ -78%
Wellpoint Medicare|All Plans $11.77 ↓ -77%
SCANHealth Medicare|All Plans $12.23 ↓ -77%
United Commercial|PPO $13.30 ↓ -75%
MD Save Commercial|All Plans $14.29 ↓ -73%
SUPERIOR Medicaid|STAR $15.07 ↓ -71%
Wellpoint Medicaid|STAR $15.55 ↓ -70%
Wellpoint Commercial|Exchange $17.15 ↓ -67%
Humana Commercial|All Plans $17.85 ↓ -66%
Angelina County Commercial|All Plans $18.29 ↓ -65%
UNITED Medicaid|STARPLUS $21.41 ↓ -59%
BCBS-TX Commercial|Blue Advantage HMO $21.72 ↓ -58%
Aetna Commercial|All Plans $22.05 ↓ -58%
PHCS Commercial|All Plans $23.80 ↓ -54%
Multiplan Commercial|All Plans $24.50 ↓ -53%
Entrust Commercial|All Plans $29.72 ↓ -43%
Galaxy Commercial|All Plans $31.50 ↓ -40%
Brookshire Brothers Commercial|All Plans $34.29 ↓ -34%
BCBS-TX Commercial|PPO $35.00 ↓ -33%
BCBS-TX Commercial|Blue Premier $35.00 ↓ -33%
BCBS-TX Commercial|HMO $35.00 ↓ -33%
Cigna Commercial|All Plans $49.35 ↓ -5%

Visitor-reported prices

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Insulin total at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $189.02 $10.29 – $44.01
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $103.60 $9.60 – $27.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $127.41 $3.50 – $27.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $102.96 $9.60 – $27.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $103.60 $9.60 – $27.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $127.41 $10.27 – $27.43
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $127.41 $8.00 – $27.43
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $102.96 $9.60 – $27.43

All Texas hospitals for this procedure →