Insertion catheter bladder non indwelling at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$39.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$266.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.90 with UNITED vs $337.92 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED Medicaid|All Other Plans $39.90 ↑ +0%
SUPERIOR Medicaid|STARPLUS $39.90 ↑ +0%
SUPERIOR Medicaid|All Other Plans $39.90 ↑ +0%
UNITED Medicaid|STARKIDS $39.90 ↑ +0%
UNITED Medicaid|CHIP $39.90 ↑ +0%
UNITED Medicaid|STAR $39.90 ↑ +0%
CIGNA HEALTHSPRING Medicaid|STARPLUS $40.70 ↑ +2%
BCBS Medicaid|All Plans $41.90 ↑ +5%
TCHP Medicaid|All Plans $53.20 ↑ +33%
SUPERIOR Medicaid|STAR $62.65 ↑ +57%
BCBS-TX Commercial|Blue Advantage HMO $71.96 ↑ +80%
UNITED Medicaid|STARPLUS $88.98 ↑ +123%
United Commercial|PPO $101.08 ↑ +153%
AETNA Medicare|All Plans $121.84 ↑ +205%
UNITED Medicare|All Plans $121.84 ↑ +205%
HUMANA Medicare|All Plans $121.84 ↑ +205%
BCBS Medicare|All Plans $121.84 ↑ +205%
CIGNA HEALTHSPRING Medicare|All Other Plans $121.84 ↑ +205%
CIGNA HEALTHSPRING Medicare|PPO $123.06 ↑ +208%
Wellpoint Medicare|All Plans $125.50 ↑ +215%
SCANHealth Medicare|All Plans $130.37 ↑ +227%
Humana Commercial|All Plans $135.66 ↑ +240%
MD Save Commercial|All Plans $152.30 ↑ +282%
United Commercial|Exchange $153.00 ↑ +283%
BCBS-TX Commercial|Blue Premier $160.27 ↑ +302%
BCBS-TX Commercial|HMO $163.55 ↑ +310%
Aetna Commercial|All Plans $167.58 ↑ +320%
BCBS-TX Commercial|PPO $179.90 ↑ +351%
Angelina County Commercial|All Plans $180.22 ↑ +352%
PHCS Commercial|All Plans $180.88 ↑ +353%
Wellpoint Commercial|Exchange $182.76 ↑ +358%
Multiplan Commercial|All Plans $186.20 ↑ +367%
United Commercial|All Other Plans $204.00 ↑ +411%
Galaxy Commercial|All Plans $239.40 ↑ +500%
Cigna Commercial|All Plans $289.00 ↑ +624%
Entrust Commercial|All Plans $292.86 ↑ +634%
Brookshire Brothers Commercial|All Plans $337.92 ↑ +747%

Visitor-reported prices

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Insertion catheter bladder non indwelling at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $705.50 $136.29 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $237.13 $67.19 – $316.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $190.37 $39.19 – $316.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $239.36 $47.87 – $316.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $237.13 $63.23 – $316.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $190.37 $61.11 – $316.45
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $190.37 $98.36 – $316.45
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $239.36 $71.00 – $359.05

All Texas hospitals for this procedure →