Insert sq defib electrode at St. Luke's Health Memorial Lufkin

1201 W Frank Ave, Lufkin, TX · CommonSpirit Health · · NPI 1396746129

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,809.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,731.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,326.00 with Cigna vs $22,474.20 with Brookshire Brothers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $3,326.00 ↑ +18%
United Commercial|Exchange $4,294.00 ↑ +53%
BCBS-TX Commercial|Blue Advantage HMO $5,043.62 ↑ +80%
United Commercial|All Other Plans $5,725.00 ↑ +104%
UNITED Medicaid|CHIP $6,391.05 ↑ +127%
UNITED Medicaid|STAR $6,391.05 ↑ +127%
TCHP Medicaid|All Plans $6,391.05 ↑ +127%
UNITED Medicaid|STARKIDS $6,391.05 ↑ +127%
SUPERIOR Medicaid|STARPLUS $6,391.05 ↑ +127%
SUPERIOR Medicaid|All Other Plans $6,391.05 ↑ +127%
UNITED Medicaid|All Other Plans $6,391.05 ↑ +127%
CIGNA HEALTHSPRING Medicaid|STARPLUS $6,518.87 ↑ +132%
Wellpoint Medicaid|All Other Plans $6,582.78 ↑ +134%
Wellpoint Medicaid|STARPLUS $6,582.78 ↑ +134%
BCBS Medicaid|All Plans $6,710.60 ↑ +139%
United Commercial|PPO $7,117.78 ↑ +153%
AETNA Medicare|All Plans $7,822.62 ↑ +178%
UNITED Medicare|All Plans $7,822.62 ↑ +178%
BCBS Medicare|All Plans $7,822.62 ↑ +178%
HUMANA Medicare|All Plans $7,822.62 ↑ +178%
CIGNA HEALTHSPRING Medicare|All Other Plans $7,822.62 ↑ +178%
CIGNA HEALTHSPRING Medicare|PPO $7,900.85 ↑ +181%
Wellpoint Medicare|All Plans $8,057.30 ↑ +187%
SCANHealth Medicare|All Plans $8,370.20 ↑ +198%
Humana Commercial|All Plans $9,552.81 ↑ +240%
MD Save Commercial|All Plans $9,778.27 ↑ +248%
SUPERIOR Medicaid|STAR $10,033.95 ↑ +257%
Wellpoint Medicaid|STAR $10,353.50 ↑ +268%
BCBS-TX Commercial|Blue Premier $11,233.52 ↑ +300%
BCBS-TX Commercial|HMO $11,462.78 ↑ +308%
Wellpoint Commercial|Exchange $11,733.93 ↑ +318%
Aetna Commercial|All Plans $11,800.53 ↑ +320%
Angelina County Commercial|All Plans $11,986.24 ↑ +327%
BCBS-TX Commercial|PPO $12,609.05 ↑ +349%
PHCS Commercial|All Plans $12,737.08 ↑ +353%
Multiplan Commercial|All Plans $13,111.70 ↑ +367%
UNITED Medicaid|STARPLUS $14,252.04 ↑ +407%
Galaxy Commercial|All Plans $16,857.90 ↑ +500%
Entrust Commercial|All Plans $19,477.64 ↑ +593%
Brookshire Brothers Commercial|All Plans $22,474.20 ↑ +700%

Visitor-reported prices

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Insert sq defib electrode at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $12,133.56 $6,075.14 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $12,415.17 $2,555.46 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $11,335.59 $6,075.14 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $12,133.56 $6,075.14 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $12,415.17 $6,500.40 – $21,045.99
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $12,415.17 $6,075.14 – $21,045.99
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $11,335.59 $6,075.14 – $21,045.99
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $12,133.56 $6,075.14 – $21,045.99

All Texas hospitals for this procedure →